PNHP

Lewin Group analysis of Sen. Kuehl’s single payer plan

pnhpf3a

Lewin Group analysis of Sen. Kuehl’s single payer plan

San Francisco Chronicle
January 19, 2005
Armed with new report, senator will reintroduce health care plan
By Steve Lawrence

Armed with a new report showing big savings and backed by the Legislature’s two leaders, a Democratic lawmaker announced plans Wednesday to reintroduce her bill to create a universal health care system that would cover all Californians.

The study by the Lewin Group, a Virginia consulting firm, predicts the legislation would save California $343.6 billion in health care costs over the next 10 years, mainly by cutting administration and using bulk purchases of drugs and medical equipment.

The bill’s author, Sen. Sheila Kuehl, D-Santa Monica, said the report “demonstrates that we can do it. We need the will to do it. It makes insurance affordable for everybody.”

Kuehl’s plan would replace private insurance plans with a “single-payer” system…

http://www.sfgate.com/cgi-bin/article.cgi?file=/news/archive/2005/01/19/state1939EST0140.DTL

From the office of Sen. Sheila Kuehl:

Lewin Group Report
The Health Care for All Californians Act: Cost and Economic Impacts Analysis
January 19, 2005

Fact Sheet

* The Lewin report, prepared by an independent firm with 18 years of experience in healthcare cost analysis, affirms that we can create a fiscally sound, reliable state insurance plan that covers all Californians and controls health cost inflation.

* The Lewin report shows that all California residents can have affordable health insurance; and that, on average, individuals, families, businesses and the state of California, all of whom are now burdened with rising insurance costs, will save money.

* In February, State Senator Sheila Kuehl (D-23) will introduce the California Health Insurance Reliability Act (CHIRA), based on these findings.CHIRA, based on the Lewin Report model will insure every Californian and allow everyone to choose his or her own doctor.

Savings Overall

The Lewin report model would achieve universal coverage while actually reducing total health spending for California by about $8 billion in thefirst year alone. Savings would be realized in two ways:

1. The Act would replace the current system of multiple public and private insurers with a single, reliable insurance plan.  This saves about $20 billion in administrative costs.

2. California would buy prescription drugs and durable medical equipment (e.g., wheelchairs) in bulk and save about $5.2 billion.

Savings for State and Local Governments

* In addition, state and local governments would save about $900 million, in the first year, in spending for health benefits provided to state and local government workers and retirees.
* Aggregate savings to state and local governments from 2006 to 2015 would be about $43.8 billion.

Savings for Businesses

* Employers who currently offer health benefits would realize average savings of 16% compared to the current system.

Savings for families

* Average family spending for health care is estimated to decline to about $2,448 per family under the Act in 2006, which is an average savings of about $340 per family.
* Families with under $150,000 in annual income would, on average, see savings ranging between $600 and $3,000 per family under the program in 2006.

Cost Controls

* By 2015, health spending in California under the Act would be about $68.9 billion less than currently projected. Total savings over the 2006 through 2015 period would be $343.6 billion.
* Savings to state and local governments over this ten-year period would be about $43.8 billion.

Comprehensive Benefits

* The Lewin Report assumes an insurance plan that covers medical, dental and vision care; prescription drug; emergency room services, surgical and recuperative care; orthodontia; mental health care and drug rehabilitation;
immunizations; emergency and other necessary transportation; laboratory and other diagnostic services; adult day care; all necessary translation and interpretation; chiropractic care, acupuncture, case management and skilled nursing care.

Efficiencies

* The Lewin Report shows that efficiencies in the system make these superior benefits available while generating savings.

Freedom to Choose

* The Lewin Report model assumes the consumer’s freedom to choose his or her own care providers.  This means that each Californian will be free to change jobs, start a family, start a business, continue education and or change
residences, secure in the knowledge that his or her relationships with trusted caregivers will be secure.

http://democrats.sen.ca.gov/senator/kuehl/

A Democratic Blueprint for America’s Future

An Address by Senator Edward M. Kennedy at the National Press Club
January 12, 2005

To revitalize the American dream, we also need to renew the battle to make health care affordable and available to all our people. In this new century of the life sciences, breakthrough treatments and miracle cures are steadily revolutionizing the practice of medicine and the quality of life. The mapping of the human genome enables us to understand far more about the molecular basis of disease, and to plan far-reaching cures that were inconceivable only a few years ago.

Sadly, in America today, the miracles of modern medicine are too often the province only of the wealthy. We need a new guarantee for the years ahead that the cost of these life-saving treatments and cures will not be beyond the reach of the vast majority of the American people. An essential part of our progressive vision is an America where no citizen of any age fears the cost of health care, and no employer refuses to create new jobs or cuts back on current jobs because of the high cost of providing health insurance. The answer is Medicare, whose 40th birthday we will celebrate in July. I propose that as a 40th birthday gift to the American people, we expand Medicare over the next decade to cover every citizen – from birth to the end of life.

It’s no secret that America is still dearly in love with Medicare. Administrative costs are low. Patients’ satisfaction is high. Unlike with many private insurers, they can still choose their doctor and their hospital. For those who prefer private insurance, we will offer comparable coverage under the same range of private insurance plans already available to Congress. I can think of nothing more cynical or hypocritical than a Member of Congress who gives a speech denouncing health care for all, then goes to his doctor for a visit paid for by the Federal Employees Health Benefit Plan.

I call this approach Medicare for All, because it will free all Americans from the fear of crippling medical expenses and enable them to seek the best possible care when illness strikes. The battle to achieve Medicare for All will not be easy. Powerful interests will strongly oppose it, because they profit immensely from the status quo.  Right wing forces will unleash false attack ads ranting against socialized medicine and government-run health care. But those attacks are a generation out of date – retreads of the failed campaign that delayed Medicare in the 1950s and 1960s. Today, we are immunized against such attacks by the obvious success of Medicare. It is long past time to extend that success to all.

The Democratic Party’s proudest moments and greatest victories have always come when we stand up against powerful interests and fight for the common good – and this coming battle can be another of our finest achievements. To make the transition from the current splintered system, I propose to phase in Medicare for All, age group by age group, starting with those closest to retirement, between 55 and 65. Aside from senior citizens themselves, they have the greatest health needs and the highest health costs, and need our help the most.

The first stage of the phase-in should also guarantee good health care to every young child. We made a start with the Children’s Health Insurance Program in 1997. It does a major part of the job, and it’s time to complete the job now. As we implement this reform, financing must be a shared responsibility. All will benefit, and all should contribute. Payroll taxes should be part of the financing, but so should general revenues, to make the financing as progressive as possible. We can offset a large part of the expense by a single giant step – bringing health care into the modern age of information technology. By moving to electronic medical records for all Americans when they go to the hospital or their doctor, we can save hundreds of billions of dollars a year in administrative costs while improving the quality of care.

Equally important, we should pay for health care based on value and results, not just the number of procedures performed or days in a hospital bed. We must also expand our investments in medical research, so that we can realize even more of its extraordinary promise. We must confront and defeat the misguided ideology that – in the name of life – denies life-saving cures by blocking stem cell research.

http://kennedy.senate.gov/~kennedy/statements/05/1/2005112713.html

Gov. Bredesen lets opponents of reform define the arena for the Medicaid debate

The Washington Post
January 18, 2005
Tenn.’s Retreat On Medicaid Points to Struggle
By Ceci Connolly

On Jan. 10, Tennessee Gov. Phil Bredesen, a Democrat elected in 2002 on a promise to rescue TennCare, announced he is cutting 323,000 low-income adults from the program and limiting services for 400,000 others. Like many other governors, Bredesen said that Tennessee’s expanded Medicaid program is devouring the state budget and that he cannot afford what had been hailed as one of the most generous government health plans in the nation.

“It might not be the level of care we want to provide, but it’s the level of care we can afford without bankrupting our state,” said Bredesen, a former mayor who made millions as a managed-care executive.

Despite her joint pain, fatigue and muscle spasms from lupus and multiple sclerosis, Lori Smith was standing outside the War Memorial Auditorium here Wednesday, denouncing Bredesen as he held a black-tie dinner for state legislators two days after cutting TennCare.

“I can’t believe he is saying he tried everything he could when he knows that is not true,” Smith, 39, said in an interview later at the seven-person graphics design firm where she works. “This is not his last resort.”

As protests go, Wednesday’s event was unremarkable. Fewer than 75 people braved the harsh wind, and a handful stretched out “dead” on the concrete, only to discover the governor and guests had slipped in through an underground parking garage.

Although he avoided a confrontation, Bredesen is keenly aware of his detractors, even singling out some by name. Lori Smith is one.

Unprompted, in an interview in the Capitol, Bredesen identified her as a “poster child” for liberal advocates and the media. He denigrated Smith, and many of the 30,000 TennCare clients deemed “uninsurable,” for making “lifestyle choices” to work for small businesses that do not offer insurance rather than finding jobs with the state or large companies that do.

Told of Bredesen’s remarks, Smith teared up…

http://www.washingtonpost.com/wp-dyn/articles/A16471-2005Jan17.html

Comment: (Excuse me a moment… I need to wipe away my tears… Never mind, they just keep coming.)

A few points:

* Gov. Bredesen is a Democrat. This issue is not simply partisan; it’s political.

* Managed care executive Bredesen promised to use his skills to rescue TennCare. As the 90’s demonstrated, managed care cannot deliver on the promise of high quality, comprehensive health care for many of those with the greatest needs. Managed care was a blunt instrument used to reduce spending on health care, partly by avoiding those who needed care.

* Medicaid, a program for low income individuals perceived as a “welfare program,” will always suffer from a lack of adequate funding whenever the federal or state governments are controlled by political forces that limit budget decisions to the spending side of the ledger. Those times are now upon us.

* I repeat the point made by many others. We have the highest per capita wealth, and we have the lowest taxation rate of all industrialized nations. We do not lack the funds; we lack the will to ensure comprehensive health care for everyone.

* We have the health policy tools at our disposal that would provide us with the ability to provide comprehensive care, not only for all Medicaid patients, but for everyone, without spending more than we already do. We already have the funds.

* Gov. Bredesen, like so many others, has allowed the opponents of health care reform to define the arena in which we hold the debate. In his unprompted comments, Gov. Bredesen denigrates the “uninsurable” who make the “lifestyle choices” to work for small businesses that do not offer insurance…

(Excuse me… The tears are flowing again…)

————————————————————————————–
Subject: qotd: HHS nominee Leavitt’s position on low-income patients

The New York Times
January 19, 2005
Bush Nominee Wants States to Get Medicaid Flexibility
By Robert Pear

President Bush’s nominee for secretary of health and human services, Michael O. Leavitt, said Tuesday that states could provide health insurance to more people, at no additional cost, if they had “greater flexibility” to reshape the Medicaid program and trim benefits.

Mr. Leavitt repeated that view several times, suggesting that it would be a theme as the administration worked with Congress this year to slow the growth of Medicaid, the federal-state program for more than 50 million low-income people.

As governor of Utah, Mr. Leavitt said, he devised a program that offered a limited set of health care benefits to people who had no insurance, and he suggested that Utah’s experience could be a model for other states to study.

State officials said that Utah’s “limited benefit plan,” approved by the Bush administration under a Medicaid waiver in 2002, did not include hospitalization or specialty care.

Comment: So HHS nominee Leavitt is adamant that states should be granted the option to devise new programs for Medicaid such as his own program in Utah.

Do we really want to establish policies that would deny low-income individuals coverage for hospitalization and specialty care?

What kind of a nation have we become? Where is the outrage?

A Democratic Blueprint for America's Future

An Address by Senator Edward M. Kennedy at the National Press Club
January 12, 2005

To revitalize the American dream, we also need to renew the battle to make health care affordable and available to all our people. In this new century of the life sciences, breakthrough treatments and miracle cures are steadily revolutionizing the practice of medicine and the quality of life. The mapping of the human genome enables us to understand far more about the molecular basis of disease, and to plan far-reaching cures that were inconceivable only a few years ago.

Sadly, in America today, the miracles of modern medicine are too often the province only of the wealthy. We need a new guarantee for the years ahead that the cost of these life-saving treatments and cures will not be beyond the reach of the vast majority of the American people. An essential part of our progressive vision is an America where no citizen of any age fears the cost of health care, and no employer refuses to create new jobs or cuts back on current jobs because of the high cost of providing health insurance. The answer is Medicare, whose 40th birthday we will celebrate in July. I propose that as a 40th birthday gift to the American people, we expand Medicare over the next decade to cover every citizen – from birth to the end of life.

It’s no secret that America is still dearly in love with Medicare. Administrative costs are low. Patients’ satisfaction is high. Unlike with many private insurers, they can still choose their doctor and their hospital. For those who prefer private insurance, we will offer comparable coverage under the same range of private insurance plans already available to Congress. I can think of nothing more cynical or hypocritical than a Member of Congress who gives a speech denouncing health care for all, then goes to his doctor for a visit paid for by the Federal Employees Health Benefit Plan.

I call this approach Medicare for All, because it will free all Americans from the fear of crippling medical expenses and enable them to seek the best possible care when illness strikes. The battle to achieve Medicare for All will not be easy. Powerful interests will strongly oppose it, because they profit immensely from the status quo.  Right wing forces will unleash false attack ads ranting against socialized medicine and government-run health care. But those attacks are a generation out of date – retreads of the failed campaign that delayed Medicare in the 1950s and 1960s. Today, we are immunized against such attacks by the obvious success of Medicare. It is long past time to extend that success to all.

The Democratic Party’s proudest moments and greatest victories have always come when we stand up against powerful interests and fight for the common good – and this coming battle can be another of our finest achievements. To make the transition from the current splintered system, I propose to phase in Medicare for All, age group by age group, starting with those closest to retirement, between 55 and 65. Aside from senior citizens themselves, they have the greatest health needs and the highest health costs, and need our help the most.

The first stage of the phase-in should also guarantee good health care to every young child. We made a start with the Children’s Health Insurance Program in 1997. It does a major part of the job, and it’s time to complete the job now. As we implement this reform, financing must be a shared responsibility. All will benefit, and all should contribute. Payroll taxes should be part of the financing, but so should general revenues, to make the financing as progressive as possible. We can offset a large part of the expense by a single giant step – bringing health care into the modern age of information technology. By moving to electronic medical records for all Americans when they go to the hospital or their doctor, we can save hundreds of billions of dollars a year in administrative costs while improving the quality of care.

Equally important, we should pay for health care based on value and results, not just the number of procedures performed or days in a hospital bed. We must also expand our investments in medical research, so that we can realize even more of its extraordinary promise. We must confront and defeat the misguided ideology that – in the name of life – denies life-saving cures by blocking stem cell research.

http://kennedy.senate.gov/~kennedy/statements/05/1/2005112713.html

Out of the Darkness

The New York Times
January 17, 2005
Out of the Darkness
By Bob Herbert

“Courage begins with one voice,” said Oscar Arias Sanchez, the former president of Costa Rica, who won the Nobel Prize in 1987 for developing a Central American peace plan.

From my perspective, this is a dark moment in American history. The Treasury has been raided and the loot is being turned over by the trainload to those who are already the richest citizens in the land. We’ve launched a hideous war for no good reason in Iraq. And we’re about to elevate to the highest law enforcement position in the land a man who helped choreograph the American effort to evade the international prohibitions against torture.

Never since his assassination in 1968 have I felt the absence of Martin Luther King more acutely. Where are today’s voices of moral outrage? Where is the leadership willing to stand up and say: Enough! We’ve sullied ourselves enough.

I’m convinced, without being able to prove it, that those voices will emerge. There was a time when no one had heard of Dr. King. Or Oscar Arias Sanchez. Or Martin O’Brien, who founded the foremost human rights organization in Northern Ireland, and who tells us: “The worst thing is apathy – to sit idly by in the face of injustice and to do nothing about it.”

China's lucrative group insurance market

China View
www.chinaview.cn
Jan. 14, 2005
Overseas firms move on group insurance market

Foreign insurers are making rapid headway in China’s lucrative group insurance market, displaying strong competitiveness in this newly opened sector.

Honouring pledges it made upon joining the World Trade Organization in 2002, China lifted all geographical and business scope restrictions on foreign insurers in December, opening key businesses such as group insurance, health insurance and annuities.

There are currently 18 Sino-foreign insurance joint ventures like AVIVA-COFCO operating in China. By mostly partnering with leading local companies, these foreign insurers have gained a major foothold in the lucrative group insurance market, analysts say.

Such a model is likely to prove a powerful weapon for joint venture insurers in China’s group insurance market, and may greatly change the market’s landscape in a couple of years, they say.

http://news.xinhuanet.com/english/2005-01/14/content_2457810.htm

Comment: “… lucrative…” I’ll bet it is.

China’s lucrative group insurance market

China View
www.chinaview.cn
Jan. 14, 2005
Overseas firms move on group insurance market

Foreign insurers are making rapid headway in China’s lucrative group insurance market, displaying strong competitiveness in this newly opened sector.

Honouring pledges it made upon joining the World Trade Organization in 2002, China lifted all geographical and business scope restrictions on foreign insurers in December, opening key businesses such as group insurance, health insurance and annuities.

There are currently 18 Sino-foreign insurance joint ventures like AVIVA-COFCO operating in China. By mostly partnering with leading local companies, these foreign insurers have gained a major foothold in the lucrative group insurance market, analysts say.

Such a model is likely to prove a powerful weapon for joint venture insurers in China’s group insurance market, and may greatly change the market’s landscape in a couple of years, they say.

http://news.xinhuanet.com/english/2005-01/14/content_2457810.htm

Comment: “… lucrative…” I’ll bet it is.

Sen. Kennedy’s call for Medicare for All

Democratic Blueprint for America’s Future
An Address by Senator Edward M. Kennedy at the National Press Club
January 12, 2005

To revitalize the American dream, we also need to renew the battle to make health care affordable and available to all our people. In this new century of the life sciences, breakthrough treatments and miracle cures are steadily
revolutionizing the practice of medicine and the quality of life. The mapping of the human genome enables us to understand far more about the molecular basis of disease, and to plan far-reaching cures that were inconceivable only a few years ago.

Sadly, in America today, the miracles of modern medicine are too often the province only of the wealthy. We need a new guarantee for the years ahead that the cost of these life-saving treatments and cures will not be beyond the reach of the vast majority of the American people.

An essential part of our progressive vision is an America where no citizen of any age fears the cost of health care, and no employer refuses to create new jobs or cuts back on current jobs because of the high cost of providing health insurance.

The answer is Medicare, whose 40th birthday we will celebrate in July. I propose that as a 40th birthday gift to the American people, we expand Medicare over the next decade to cover every citizen – from birth to the end of life.

It’s no secret that America is still dearly in love with Medicare. Administrative costs are low. Patients’ satisfaction is high. Unlike with many private insurers, they can still choose their doctor and their hospital.

For those who prefer private insurance, we will offer comparable coverage under the same range of private insurance plans already available to Congress. I can think of nothing more cynical or hypocritical than a Member of Congress who gives a speech denouncing health care for all, then goes to his doctor for a visit paid for by the Federal Employees Health Benefit Plan.

I call this approach Medicare for All, because it will free all Americans from the fear of crippling medical expenses and enable them to seek the best possible care when illness strikes.

The battle to achieve Medicare for All will not be easy. Powerful interests will strongly oppose it, because they profit immensely from the status quo. Right wing forces will unleash false attack ads ranting against socialized medicine and government-run health care.

But those attacks are a generation out of date – retreads of the failed campaign that delayed Medicare in the 1950s and 1960s. Today, we are immunized against such attacks by the obvious success of Medicare. It is long past time to extend that success to all.

The Democratic Party’s proudest moments and greatest victories have always come when we stand up against powerful interests and fight for the common good – and this coming battle can be another of our finest achievements.

To make the transition from the current splintered system, I propose to phase in Medicare for All, age group by age group, starting with those closest to retirement, between 55 and 65. Aside from senior citizens themselves, they have the greatest health needs and the highest health costs, and need our help the most.

The first stage of the phase-in should also guarantee good health care to every young child. We made a start with the Children’s Health Insurance Program in 1997. It does a major part of the job, and it’s time to complete the job now.
As we implement this reform, financing must be a shared responsibility. All will benefit, and all should contribute. Payroll taxes should be part of the financing, but so should general revenues, to make the financing as progressive as possible.

We can offset a large part of the expense by a single giant step – bringing health care into the modern age of information technology.

By moving to electronic medical records for all Americans when they go to the hospital or their doctor, we can save hundreds of billions of dollars a year in administrative costs while improving the quality of care.

Equally important, we should pay for health care based on value and results, not just the number of procedures performed or days in a hospital bed. We must also expand our investments in medical research, so that we can realize even more of its extraordinary promise. We must confront and defeat the misguided ideology that – in the name of life – denies life-saving cures by blocking stem cell research.

http://kennedy.senate.gov/~kennedy/statements/05/1/2005112713.html

For the C-SPAN archived video of the speech:
http://www.c-span.org/videoarchives.asp?CatCodePairs=,&ArchiveDays=100
(Go to the archived programs of 1/12/05 and click on “Sen. Edward Kennedy (D-MA), Vision for the Democratic Party”)

Comment: (At this time, it would be highly inappropriate to provide a critique of the specifics of Sen. Kennedy’s proposal since such comments would detract from his crucial clarion call “to make health care affordable and available to all our people.” That’s the one salient message that we need to hear today.)

Kaiser Family Foundation

Kaiser Family Foundation
News Release
January 11, 2005

… a new post-election survey conducted by the Kaiser Family Foundation and the Harvard School of Public Health.

At the top of the list, almost two thirds (63%) of U.S. adults cite lowering the costs of health care and health insurance as a top priority for the President and Congress, followed by making Medicare more fiscally sound for the future (58%) and increasing the number of Americans with health insurance (57%).

Health care costs

Lowering the cost of health care and insurance was named as a top priority for the President and Congress by 63% of the public, and by an equal share of Republicans (61%) and Democrats (61%). Asked about the causes of rising
health care costs, 29% of Americans say that high profits made by drug and
insurance companies are the most important factor, while 22% say the number
of malpractice lawsuits and 15% say the amount of greed and waste that occurs in the health care system. In comparison, 7% cite the costs of medical technology and drugs, a factor many health care experts cite as a major driver of higher health care costs.

Expanding health coverage for the uninsured

The public places a relatively high priority on increasing the number of Americans with health insurance.

However, the public does not agree on a single best approach and is relatively evenly divided on a number of potential policy approaches. When asked to choose their most preferred option to increase the number of Americans with health insurance, 23% say offering businesses tax deductions or other financial assistance to help them provide health insurance to their employees, while 17% say offering tax deductions or other financial assistance to help individuals pay for private insurance and 17% say expanding state government programs such as Medicaid. Smaller shares (between 12% and 15%) say they most prefer other options, such as a national government health plan, expanding Medicare to cover people under age 65, and requiring businesses to offer health insurance for their employees.

Americans are also divided on whether they are willing to pay more, either in taxes or in higher health insurance premiums, to expand coverage to the uninsured – with 51% saying they would not be willing to pay more, and 45%
saying they would be willing to pay more.

http://www.kff.org/kaiserpolls/pomr011105nr.cfm

Poll Toplines

8. As you may know, the federal government has a budget deficit this year, so there will be only a limited amount of money for expanding things the government does. I’m going to read you a list of some different things the President and Congress might try to act on this year, some of which will cost money to do and some will not. As I read each one, tell me if you think it should be one of their TOP priorities, important but not a top priority, not too important, or should not be done at all. What about (INSERT)?

Should this be one of their TOP priorities, important but not a top priority, not too important, or should not be done at all?

e. Dealing with health care costs

60% – Top priority
34% – Important, but not a top priority
04% – Not too important
01% – Should not be done at all
00% – Don’t know

j. Expanding health insurance coverage for people who are uninsured

50% – Top priority
39% – Important, but not a top priority
08% – Not too important
03% – Should not be done at all
00% – Don’t know

23. I’m going to read you some different ways to increase the number of Americans covered by health insurance. As I read each one, please tell me whether you would favor it or oppose it. Here’s the (first/next) one – (INSERT). Do you favor or oppose this?

a. A national health plan, financed by taxpayers, in which all Americans would get their insurance from a single government plan

37% – Favor
55% – Oppose
08% – Don’t know

b. Requiring businesses to offer private health insurance for their employees

70% – Favor
27% – Oppose
03% – Don’t know

c. Offering uninsured Americans income tax deductions, tax credits, or other financial assistance to help them purchase private health insurance on their
own

73% – Favor
24% – Oppose
03% – Don’t know

d. Expanding Medicare to cover people between the ages of 55 and 64 who do
not have health insurance

74% – Favor
23% – Oppose
02% – Don’t know

e. Expanding state government programs for low-income people, such as Medicaid and the Children’s Health Insurance Program, to provide coverage for people without health insurance

80% – Favor
18% – Oppose
02% – Don’t know

f. Offering businesses tax deductions, tax credits, or other financial assistance to help them provide health insurance to their employees

88% – Favor
10% – Oppose
01% – Don’t know

23a. Of those options you just said you favored, which ONE do you MOST prefer?

23% – Offering business tax deductions or other financial assistance to help them provide health insurance to their employees 17% – Offering tax deductions or other financial assistance to help the uninsured pay for private insurance

17% – Expanding state government programs, such as Medicaid to provide coverage for people without health insurance

15% – A single payer government plan to provide health insurance for
all
Americans

13% – Expanding Medicare to cover people under age 65 who do not have
health
insurance

12% – Requiring businesses to offer health insurance for their
employees

01% – Don’t favor any option

02% – Don’t know

24. Would you be willing to pay more – either in higher health insurance premiums or higher taxes – in order to increase the number of Americans who have health insurance, or not?

45% – Yes, would be willing to pay more
51% – No, would not be willing to pay more
04% – Don’t know

(The following question was asked after a question on possible reasons for rising health care costs. All reasons listed were considered important by 60% or more of respondents.)

32a. Of those factors you said are very important in causing rising health care costs, which one do you think is the MOST important reason health care costs are rising?

29% – High profits made by drug companies and insurance companies 22% – The number of malpractice lawsuits

15% – The amount of greed and waste that occurs in the health care
system

09% – The aging of the population

07% – The use of expensive, high-tech medical equipment and expensive new
drugs

05% – Doctors making too much money

04% – The fact that most people with health insurance have little incentive to look for lower-priced doctors and services

01% – Other reason is most important

05% – None of these very important

01% – All same/equally important

01% – Don’t know

http://www.kff.org/kaiserpolls/loader.cfm?url=/commonspot/security/getfile.cfm&PageID=50265

Comment: Perhaps the most important result of this survey is that 94% of
Americans believe that dealing with health care costs is important. As activists craft the message of a better system of funding health care, we will have to be certain that each individual clearly understands how the solution addresses his or her concerns about costs. No other aspects of reform will be persuasive if this issue is not clearly and emphatically addressed.

Covering the uninsured receives much support; 89% of Americans believe that
it is important. But 51% do not believe that is important enough to pay for it. So the driving issue is not covering the uninsured; it is making health care affordable.

There is no consensus on how we should achieve universal coverage.

Question
23a confirms that opinions are all over the board.

A comment should made about question 23. Prof. Robert Blendon of Harvard has
proven by innumerable surveys that he can elicit a negative response to single payer by phrasing the choice as, “A national health plan, financed by taxpayers, in which all Americans would get their insurance from a single government plan.” Many other surveys that include the same choice, but phrased slightly differently, produce a more positive response, placing single payer in competition with other models of reform. Although employer-sponsored plans remain the most popular form of coverage, mandating such coverage does not rank any higher than single payer as a first choice for expanding coverage.

The responses to Question 23a are very important. The results demonstrate that Americans do have opinions on the flaws in our health care system, but their opinions are incorrect! If we expect the most important opinion survey of all – the vote of the American people – to reflect their true values on health care reform, we are going to have to greatly intensify our efforts in grassroots education.

To end the inertia in the reform movement, Americans will have to understand
what is wrong with our system and what we can do to fix it so that health care will always be affordable.

Will your next step be to start contemplating your expanded role in the movement, or will it be to click the delete button?
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Subject: Gov. Bush & Gov. Schwarzenegger empowering Medicaid patients with health care ownership

Agency for Health Care Administration (Florida)
empoweredcare.com
January 11, 2005
Governor Bush Announces Plan to Transform Medicaid

Governor Bush today unveiled his plan to ensure Florida’s most vulnerable families continue to receive the quality health care they need, recommending
reforms that will empower Medicaid patients to direct their own health care as never before.

“To fulfill our commitment to Florida’s Medicaid program, we must transform it completely so that the number one priority is patient wellbeing and the last consideration is government control,” said Governor Bush. The transformation begins by empowering Medicaid participants to make choices about their own care. Health care providers will create benefit packages falling into a combination of three components: basic care, catastrophic care and flexible spending.

Participants – with the help of choice counselors – will choose the plan that best meets their needs.

http://www.empoweredcare.com/press01112005.aspx

St. Petersburg Times
January 12, 2005

“We can turn Medicaid beneficiaries into informed consumers,” (Gov.) Bush said. He said it is wrong to assume “that poor people can’t make choices for themselves.”

http://www.sptimes.com/2005/01/12/State/Gov_Bush_proposes_Med.shtml

Contra Costa Times
January 11, 2005
Governor proposes monthly Medi-Cal premiums
By Sandy Kleffman

For the first time, California would require hundreds of thousands of Medi-Cal recipients to pay a monthly premium for health care benefits under Gov. Arnold Schwarzenegger’s budget proposal released Monday.

Paying a modest sum would emphasize personal responsibility and enable families to take ownership of their health care, (Health and Human Services
Agency Secretary Kim) Belshé said.

“We believe that this will cause a lot of those families to fall off of the program,” said Anthony Wright, executive director of Health Access California

http://www.contracostatimes.com/mld/cctimes/news/state/10616511.htm

Comment: “Empowering” patients through “consumer directed health care”
is merely euphemistic code language for the policy shift from shared risk though insurance pools to direct assumption of financial risk by the individual with health care needs. Stated in simpler terms, if you’re sick, you pay!

Gov. Bush and Gov. Schwarzenegger are reducing Medicaid costs by erecting
financial barriers to care for this unfortunate sector with great needs and little funds. People will go without needed care; many will suffer and some will die. If the governors truly believe that the fiscal crises in their Medicaid programs are so severe that we must accept suffering and death to solve the problem, then they should show leadership by frankly stating so. But to bury cruel policy decisions in euphemisms is the height of dishonesty.

The tax and fiscal policy decisions may be difficult. But there are plenty of other options that would emphatically reject cruelty as an essential ingredient to health policy reform. And some of the most affordable and beneficial options are achievable through government action. Aren’t governors supposed to govern their governments?

Sen. Kennedy's call for Medicare for All

Democratic Blueprint for America’s Future
An Address by Senator Edward M. Kennedy at the National Press Club
January 12, 2005

To revitalize the American dream, we also need to renew the battle to make health care affordable and available to all our people. In this new century of the life sciences, breakthrough treatments and miracle cures are steadily
revolutionizing the practice of medicine and the quality of life. The mapping of the human genome enables us to understand far more about the molecular basis of disease, and to plan far-reaching cures that were inconceivable only a few years ago.

Sadly, in America today, the miracles of modern medicine are too often the province only of the wealthy. We need a new guarantee for the years ahead that the cost of these life-saving treatments and cures will not be beyond the reach of the vast majority of the American people.

An essential part of our progressive vision is an America where no citizen of any age fears the cost of health care, and no employer refuses to create new jobs or cuts back on current jobs because of the high cost of providing health insurance.

The answer is Medicare, whose 40th birthday we will celebrate in July. I propose that as a 40th birthday gift to the American people, we expand Medicare over the next decade to cover every citizen – from birth to the end of life.

It’s no secret that America is still dearly in love with Medicare. Administrative costs are low. Patients’ satisfaction is high. Unlike with many private insurers, they can still choose their doctor and their hospital.

For those who prefer private insurance, we will offer comparable coverage under the same range of private insurance plans already available to Congress. I can think of nothing more cynical or hypocritical than a Member of Congress who gives a speech denouncing health care for all, then goes to his doctor for a visit paid for by the Federal Employees Health Benefit Plan.

I call this approach Medicare for All, because it will free all Americans from the fear of crippling medical expenses and enable them to seek the best possible care when illness strikes.

The battle to achieve Medicare for All will not be easy. Powerful interests will strongly oppose it, because they profit immensely from the status quo. Right wing forces will unleash false attack ads ranting against socialized medicine and government-run health care.

But those attacks are a generation out of date – retreads of the failed campaign that delayed Medicare in the 1950s and 1960s. Today, we are immunized against such attacks by the obvious success of Medicare. It is long past time to extend that success to all.

The Democratic Party’s proudest moments and greatest victories have always come when we stand up against powerful interests and fight for the common good – and this coming battle can be another of our finest achievements.

To make the transition from the current splintered system, I propose to phase in Medicare for All, age group by age group, starting with those closest to retirement, between 55 and 65. Aside from senior citizens themselves, they have the greatest health needs and the highest health costs, and need our help the most.

The first stage of the phase-in should also guarantee good health care to every young child. We made a start with the Children’s Health Insurance Program in 1997. It does a major part of the job, and it’s time to complete the job now.
As we implement this reform, financing must be a shared responsibility. All will benefit, and all should contribute. Payroll taxes should be part of the financing, but so should general revenues, to make the financing as progressive as possible.

We can offset a large part of the expense by a single giant step – bringing health care into the modern age of information technology.

By moving to electronic medical records for all Americans when they go to the hospital or their doctor, we can save hundreds of billions of dollars a year in administrative costs while improving the quality of care.

Equally important, we should pay for health care based on value and results, not just the number of procedures performed or days in a hospital bed. We must also expand our investments in medical research, so that we can realize even more of its extraordinary promise. We must confront and defeat the misguided ideology that – in the name of life – denies life-saving cures by blocking stem cell research.

http://kennedy.senate.gov/~kennedy/statements/05/1/2005112713.html

For the C-SPAN archived video of the speech:
http://www.c-span.org/videoarchives.asp?CatCodePairs=,&ArchiveDays=100
(Go to the archived programs of 1/12/05 and click on “Sen. Edward Kennedy (D-MA), Vision for the Democratic Party”)

Comment: (At this time, it would be highly inappropriate to provide a critique of the specifics of Sen. Kennedy’s proposal since such comments would detract from his crucial clarion call “to make health care affordable and available to all our people.” That’s the one salient message that we need to hear today.)

Health Care? Ask Cuba

Health Care? Ask Cuba
By Nicholas D. Kristof
Published: January 12, 2005

Here’s a wrenching fact: If the U.S. had an infant mortality rate as good as Cuba’s, we would save an additional 2,212 American babies a year.

Yes, Cuba’s. Babies are less likely to survive in America, with a health care system that we think is the best in the world, than in impoverished and autocratic Cuba. According to the latest C.I.A. World Factbook, Cuba is one of 41 countries that have better infant mortality rates than the U.S.

Even more troubling, the rate in the U.S. has worsened recently.

In every year since 1958, America’s infant mortality rate improved, or at least held steady. But in 2002, it got worse: 7 babies died for each thousand live births, while that rate was 6.8 deaths the year before.

Those numbers, buried in a recent report from the Centers for Disease Control and Prevention, didn’t get much attention. But they are part of a pattern of recent statistics dribbling out of the federal government suggesting that for those on the bottom in America, life in our new Gilded Age is getting crueler.

“America’s children are at greater risk than they’ve been in for at least a decade,” said Dr. Irwin Redlener, associate dean at the Mailman School of Public Health at Columbia University and president of the Children’s Health Fund. “The rising rate of infant mortality is an early warning that we’re headed in the wrong direction, with no relief in sight.”

It’s too early to know just what to make of the increase in infant mortality in 2002 for American babies. Reliable data for 2003 and 2004 are not out yet. Sandy Smith of the Centers for Disease Control says that the statisticians are pretty sure there was not a further deterioration in 2003, but that it’s too soon to know whether there was an improvement or just a leveling off at the higher rate.

Singapore has the best infant mortality rate in the world: 2.3 babies die before the age of 1 for every 1,000 live births. Sweden, Japan and Iceland all have a rate that is less than half of ours.

If we had a rate as good as Singapore’s, we would save 18,900 babies each year. Or to put it another way, our policy failures in Iraq may be killing Americans at a rate of about 800 a year, but our health care failures at home are resulting in incomparably more deaths – of infants. And their mothers, because women are 70 percent more likely to die in childbirth in America than in Europe.

Of course, deaths in maternity wards occur one by one, and don’t generate the national attention, grief and alarm of an explosion in Falluja or a tsunami in Sri Lanka. But they are far more frequent: every day, on average, 77 babies die in the U.S. and one woman dies in childbirth.

Bolstering public health isn’t as dramatic as spending $300 million for a single F/A-22 Raptor fighter jet, but it can be a far more efficient way of protecting Americans.

For example, during World War II, the employment boom meant that many poor Americans enjoyed regular health care for the first time. So even though 405,000 Americans died in the war, life expectancy in the U.S. actually increased between 1940 and 1945, rising three years for whites and five years for blacks.

True, infant mortality and many other American health problems are largely intertwined with poverty, and experience suggests that neither the left nor the right has easy solutions for intractable poverty. But some of the steps the government is now taking or talking about – like cutting back further on entitlements, particularly those giving children access to health care – would aggravate the situation. Last year, a study by the Institute of Medicine, a branch of the National Academy of Sciences, estimated that the lack of health insurance coverage causes 18,000 unnecessary deaths a year.

As readers know, I complain regularly about the Chinese government’s brutality in imprisoning dissidents, Christians and, lately, Zhao Yan, a New York Times colleague in Beijing. Yet for all their ruthlessness, China’s dictators have managed to drive down the infant mortality rate in Beijing to 4.6 per thousand; in contrast, New York City’s rate is 6.5.

We should celebrate this freedom that we enjoy in America – by complaining about and working to address pockets of poverty and failures in our health care system. It’s simply unacceptable that the average baby is less likely to survive in the U.S. than in Beijing or Havana.

Wellpoint/Blue Cross finds profits in high deductibles for young and healthy

American Medical News
Jan. 17, 2005
California Blues markets a hipper health plan to young adults
By Robert Kazel

WellPoint subsidiary Blue Cross of California’s… new suite of PPO products for the individual market, collectively dubbed Tonik, is intended to attract young people who are essentially healthy and haven’t felt a need for insurance, think it’s too expensive or just don’t understand what coverage is all about.

Of the more than 6 million uninsured residents of California, about 1.6 million are between ages 19 and 29, Blue Cross said. That represents between 30% to 40% of everyone in the age group, said Steve Synott, general manager for individual services at Blue Cross.

“We really saw a window of opportunity,” he said. “We knew we really had to get to know these kids — why they weren’t buying — and design the product around their lifestyle.”

The Tonik plans range from $64 to $80 per month. Deductibles are high compared with most health plans, ranging from $1,500 for the most expensive Tonik plan to $5,000 for the least expensive.

Applicants for a Tonik policy will be able to get an “instant response” on acceptance by answering several online questions about past hospital stays, prescription drugs they take and medical conditions. The company’s standard underwriting policies apply, so any applicant with a chronic illness could be rejected, Synott said. The plan is intended to appeal to generally healthy young people who may experience a sudden illness or injury, such as appendicitis or a broken limb, not to cover those with existing,serious health problems, he said.

The plan does not cover standard maternity expenses…

The high deductibles of Tonik mean that the products “are obviously geared to the hip and healthy, with access to at least some income,” said Sara R. Collins, PhD, senior program officer at the Commonwealth Fund, a New York-based research foundation that studies health issues.

Because two-thirds of young adults who are uninsured have a family income of 200% of the poverty threshold or less, many people in this age group stand to gain no benefit from the new product, she said, because it’s still out of their financial reach.

http://www.ama-assn.org/amednews/2005/01/17/bisb0117.htm

Comment: WellPoint/Blue Cross, one of the nation’s leaders in innovative insurance products, has recognized a great market in California: the 1.6 million between 19 and 29 without health insurance.

Feature’s carefully designed to target this young, healthy sector:

* If you need health care, don’t waste your time applying.

* Don’t expect any significant level of benefits to be paid since hardly any of you will exceed the deductible amount.

* Although you are in your peak reproductive years, it’s unfair to ask other insureds to contribute to care of a pregnancy that is a result of your personal choice.

* And for the two-thirds of you without money, please don’t waste our time in processing applications for coverage that you can’t afford anyway.

* And, oh yes, the shareholders of Anthem, now merged with WellPoint/Blue Cross, thank you for purchasing these pseudo-insurance products that are
designed to empower you as health care consumers, making you more responsible Americans, while supporting an insurance model that is designed to place the premiums in the pockets of shareholders so that they can be reinvested in America’s economy. Isn’t America great!?

What is ironic is that providing comprehensive insurance for this group would be very inexpensive since, on average, they are quite healthy and have relatively minimal health care needs. But this coverage, Topik, is designed to pay for the insurer’s costs and profits, while making every effort to avoid paying for health care.

In contrast, a program of social insurance would be designed to pay for health care services, of all things! How much longer are we going to leave this perverse industry in charge of our health care dollars?