http://jonikcartoons.blogspot.com/
“Who’s In Charge” by John Jonik
http://jonikcartoons.blogspot.com/
Compassion for some; Solidarity for all
Obama’s Mistakes in Health Care Reform
By Vicente Navarro
CounterPunch
September 7, 2009
Error Number Three
Obama plans to cover the uninsured by increasing taxes on the rich (a very popular measure, as shown in all polls) and by transferring funds saved through increased efficiencies in existing programs, including Medicare (an unpopular measure, for the reasons I’ve mentioned). We see here the same problems we’ve seen with other programs targeted to specific, small sectors of the population, such as the poor. Programs that are not universal (i.e., do not benefit everyone) are intrinsically unpopular. This is why antipoverty programs are unpopular. People feel that they are paying, through taxation, for programs that do not benefit them. Compassion is not, and never has been, a successful motivation for public policy. Solidarity is. You support others with the understanding that they will support you when you need it most. The long history of social policy, in the U.S. and elsewhere, shows that universality is a better way to get popular support for a program than means-testing for programs targeted to specific vulnerable groups. The limited popularity of the welfare state in the U.S. is precisely due to the fact that most programs are not universal but means-tested. The history of social policy shows that the best way to resolve poverty is not by developing antipoverty programs, but by developing universal programs to which all people are entitled — for example, job and incomes programs. In the same way, the problem of noncoverage by health insurance will not be resolved without resolving the problem of undercoverage, because both result from the same failing: the absence of government power to ensure universal rights. There is no health care system in the world (including the fashionable Swiss model) that provides universal health benefits coverage without the government intervening, using its muscle to control prices and practices. The various proposals being put forward by the Obama administration are simply tinkering with, not resolving, the problem. You can call this government role “single-payer” or whatever, but our experience in the U.S. has already shown (what other countries have known and practiced for decades) that without government intervention, all the measures now being proposed by this administration will be handsome bailouts for the medical-insurance-pharmaceutical complex.
(Vicente Navarro, M.D., Ph.D. is Professor of Health Policy at The Johns Hopkins University and editor-in-chief of the International Journal of Health Services.)
http://www.counterpunch.org/navarro09072009.html
The subtitle of this article is “Why Obama Needed Single Payer on the Table.” The full article is well worth reading.
Why Obama Needed Single Payer on the Table
Obama's Mistakes in Health Care Reform
By VICENTE NAVARRO
CounterPunch
September 7, 2009
Let me start by saying that I have never been a fan of Barack Obama. Early on, I warned many on the left that his slogan, “Yes, we can,” could not be read as a commitment to the major change this country needs (see “Yes, We Can. Can We? The Next Failure of Health Reform”). Still, I actively supported him against John McCain and was very pleased when he became president — for many reasons, encompassing a broad range of feelings. One reason was that Obama is African-American, and the country needed to have a black president. Another was that his election seemed to signal the end of the Bush era. But, the most important reason was that I saw him as a decent man, surrounded by some good people who could promote change from the center and open up some possibilities for progress, giving the left a chance to influence the administration’s policies. Well, after just over seven months of the Obama White House, I have no reason to doubt that he is a decent man, but I am dismayed by the bad judgment he has shown in the choice of some of his staff and advisors. I really doubt that he is going to be able to make the changes we need. As I said, I never had great expectations about him and his policies, but even the lowest of my expectations have not been met.
Some among the many skeptics on the left might add, “What did you expect?” Well, at least I expected Obama to show the same degree of astuteness that he and his team had shown during the campaign. He seemed to be a brilliant strategist, and his election proves this. But my greatest disappointment is the strategies he is now following in his proposals for health care reform — they could not be worse. I am really concerned that the fiasco of this reform may make Obama a one-term president.
Error number One
One of the two major objectives for health care reform, as emphasized by Obama, is the need to reduce medical care costs. The notion that “the economy cannot afford a medical care system so costly, with the annual increases of medical care running wild” has been repeated over and over — only the tone varies, depending on the audience. An element of this argument is Obama’s emphasis on eliminating the federal deficit. He stresses that most of the government deficit is due to the outrageous growth in costs in federal health programs. Thus, a crucial part of the message he is transmitting is the health care reform objective of reducing costs.
This message, as it reaches the average citizen, seems like a threat to achieve cost reductions by cutting existing benefits. This perception is particularly accentuated among elderly people — which is not unreasonable, given that the president indicates that the funds needed to provide health benefits coverage to the 48 million currently uncovered will come partially from existing programs, such as Medicare, with savings supposedly achieved by increasing efficiency. To the average citizen (who has developed an enormous skepticism about the political process), this call for savings by increasing efficiency sounds like a code for cutting benefits. Not surprisingly, then, one sector of the population most skeptical about health care reform is seniors — the beneficiaries of Medicare. The comment that “government should keep its hands off my Medicare,” as heard at some of the town hall meetings, is not as paradoxical or ridiculous as the liberal media paint it. It makes a lot of sense. An increasing number of elderly people feel that the uninsured are going to be insured at the expense of seniors’ benefits.
Error Number Two
The second major objective of health care reform as presented by Obama is to provide health benefits coverage for the uncovered: the 48 million people who don’t have any form of health benefits coverage. This is an important and urgently needed intervention. The U.S. cannot claim to be a civilized nation and a defender of human rights around the world unless this major human and moral problem at home is resolved once and for all. But, however important, this is not the largest problem we have in the health care sector. The most widespread problem is not being uninsured but underinsured: the majority of people in the U.S. — 168 million, to be precise — are underinsured. And many (32 per cent) are not even aware of this until they need their health insurance coverage. This undercoverage is an enormous human, social, and economic problem. Among people who are terminally ill, 42 per cent worry about how they or their family will pay for medical care. And most of these people are insured — but their insurance does not cover all of their conditions and necessary interventions. Co-payments, deductibles, and other extra expenses — besides the insurance premiums — can amount to 10 per cent or even higher proportion of disposable income.
During the presidential campaign, both Obama and Hillary Clinton, in discussing the need for health care reform, made frequent reference to heart-breaking stories — cases in which families and individuals suffer under our current system of medical care. But none of the proposals that the Obama administration is ready to support would address most of these cases. It will be an embarrassing and uncomfortable moment during the 2012 presidential campaign if someone asks candidate Obama about what has happened to some of the people whose stories he told in the 2008 campaign.
Error Number Three
Obama plans to cover the uninsured by increasing taxes on the rich (a very popular measure, as shown in all polls) and by transferring funds saved through increased efficiencies in existing programs, including Medicare (an unpopular measure, for the reasons I’ve mentioned). We see here the same problems we’ve seen with other programs targeted to specific, small sectors of the population, such as the poor. Programs that are not universal (i.e., do not benefit everyone) are intrinsically unpopular. This is why antipoverty programs are unpopular. People feel that they are paying, through taxation, for programs that do not benefit them. Compassion is not, and never has been, a successful motivation for public policy. Solidarity is. You support others with the understanding that they will support you when you need it most. The long history of social policy, in the U.S. and elsewhere, shows that universality is a better way to get popular support for a program than means-testing for programs targeted to specific vulnerable groups. The limited popularity of the welfare state in the U.S. is precisely due to the fact that most programs are not universal but means-tested. The history of social policy shows that the best way to resolve poverty is not by developing antipoverty programs, but by developing universal programs to which all people are entitled — for example, job and incomes programs. In the same way, the problem of noncoverage by health insurance will not be resolved without resolving the problem of undercoverage, because both result from the same failing: the absence of government power to ensure universal rights. There is no health care system in the world (including the fashionable Swiss model) that provides universal health benefits coverage without the government intervening, using its muscle to control prices and practices. The various proposals being put forward by the Obama administration are simply tinkering with, not resolving, the problem. You can call this government role “single-payer” or whatever, but our experience in the U.S. has already shown (what other countries have known and practiced for decades) that without government intervention, all the measures now being proposed by this administration will be handsome bailouts for the medical-insurance-pharmaceutical complex.
Error Number Four
I can understand that Obama does not want to advocate single-payer. But he has made a huge tactical mistake in excluding it as an option for study and consideration. He needs single-payer to be among the options under discussion. And he needs single-payer to make his own proposal “respectable.” (Keep in mind how Martin Luther King became the civil rights figure promoted by the establishment because, in the background, there was a Malcolm X threatening the establishment.) This was a major mistake made by Bill Clinton in 1993. When Clinton gave up on single-payer, his own proposal became the “left” proposal (unbelievable as that may seem) and was dead on arrival in Congress. The historical function of the left in this country has been to make the center “respectable.” If there is no left alternative, the Obama proposals will become the “left” proposal, and this will severely limit whatever reform he will finally be able to get.
But there’s another reason that Obama has erred in excluding single-payer. He has antagonized the left of his own party that supports single-payer, without which he cannot be reelected in 2012. He cannot win only with the left, of course, but he certainly cannot win without the mobilization of the left. His victory in 2008 is evidence of this. And today, the left is angry at him. It is a surprise to me, but Obama is going to pay the same price Clinton paid in 1994. Clinton antagonized the left by putting deficit reduction (under pressure from Wall Street) at the top of his policies and supporting NAFTA against the wishes of the AFL-CIO and the majority of Democrats. The Gingrich Republican Revolution of 1994 was due to a demobilization of the left. The Republicans got the same (I repeat the same) number of votes in the 1994 congressional election that they got in 1990 (the previous non-presidential election year). Large sectors of the grassroots of the Democratic Party that voted Democratic in 1990 stayed home in 1994. Something similar could happen in 2010 and in 2012. We could see a strong mobilization of the right and a very demoralized left. We are already seeing this. Why aren’t those on the left out in force at the town hall meetings on health care reform? Because the option they want — single-payer — has already been excluded from the debate by a president they fought to get elected.
This is my concern. The alternative to Obama is Sarah Palin or someone like her. Palin has a lot of support among the people who mobilized to support John McCain. And the ridicule heaped on her by the liberal media (which is despised by large sectors of the working class of this country) helps her, or her like, enormously. I am afraid we may have, in the near future, friendly fascism. And I do not use the term lightly. I grew up under fascism, in Franco’s Spain, and if nothing else, I recognize fascism when I see it. And we are seeing a growing fascism with a working-class base in the U.S. This is why we cannot afford to see Obama fail. But his staff and advisors are doing a remarkable job to achieve this. Ideologues such as chief-of-staff Rahm Emanuel (who, when a congressman, was the most highly funded by Wall Street) and his brother, Ezekiel Emanuel (who did indeed write that old people should have a lower priority for health care spending) are leading the country along a wrong path.
I don’t doubt that President Obama, a decent man, wants to provide universal health care to all citizens of this country. But his judgment in developing his strategy to reach that goal is profoundly flawed, and, as mentioned above, it may cost him the presidency — an outcome that would be extremely negative for the country. He should have called for a major mobilization against the medical-industrial complex, to ensure that everyone has the same benefits that their representatives in Congress have, broadening and improving Medicare for all. The emphasis of his strategy should have been on improving health benefits coverage for everyone, including those who are currently uncovered. And to achieve this goal — which the majority of the population supports — he should have stressed the need for government to ensure that this extension of benefits to everyone will occur.
That he has not chosen this strategy touches on the essence of U.S. democracy. The enormous power of the insurance and pharmaceutical industries corrupts the nature of our democracy and shapes the frontiers of what is possible in the U.S. Given this reality, it seems to me that the role of the left is to initiate a program of social political agitation and rebellion (I applaud the health professionals who disrupted the meetings of the Senate Finance Committee), following the tactics of the Civil Rights and anti-Vietnam War movements of the 1960s and 1970s. It is wrong to expect and hope that the Obama administration will change. Without pressure and agitation, not much will be done.
Vicente Navarro, M.D., Ph.D., professor of Health Policy at The Johns Hopkins University and editor-in-chief of the International Journal of Health Services. The opinions expressed here are those of the author and do not necessarily reflect the views of the institutions with which he is affiliated. Dr Navarro can be reached at vnavarro@jhsph.edu
Compassion for some; Solidarity for all
Obama's Mistakes in Health Care Reform
By Vicente Navarro
CounterPunch
September 7, 2009
Error Number Three
Obama plans to cover the uninsured by increasing taxes on the rich (a very popular measure, as shown in all polls) and by transferring funds saved through increased efficiencies in existing programs, including Medicare (an unpopular measure, for the reasons I’ve mentioned). We see here the same problems we’ve seen with other programs targeted to specific, small sectors of the population, such as the poor. Programs that are not universal (i.e., do not benefit everyone) are intrinsically unpopular. This is why antipoverty programs are unpopular. People feel that they are paying, through taxation, for programs that do not benefit them. Compassion is not, and never has been, a successful motivation for public policy. Solidarity is. You support others with the understanding that they will support you when you need it most. The long history of social policy, in the U.S. and elsewhere, shows that universality is a better way to get popular support for a program than means-testing for programs targeted to specific vulnerable groups. The limited popularity of the welfare state in the U.S. is precisely due to the fact that most programs are not universal but means-tested. The history of social policy shows that the best way to resolve poverty is not by developing antipoverty programs, but by developing universal programs to which all people are entitled — for example, job and incomes programs. In the same way, the problem of noncoverage by health insurance will not be resolved without resolving the problem of undercoverage, because both result from the same failing: the absence of government power to ensure universal rights. There is no health care system in the world (including the fashionable Swiss model) that provides universal health benefits coverage without the government intervening, using its muscle to control prices and practices. The various proposals being put forward by the Obama administration are simply tinkering with, not resolving, the problem. You can call this government role “single-payer” or whatever, but our experience in the U.S. has already shown (what other countries have known and practiced for decades) that without government intervention, all the measures now being proposed by this administration will be handsome bailouts for the medical-insurance-pharmaceutical complex.
(Vicente Navarro, M.D., Ph.D. is Professor of Health Policy at The Johns Hopkins University and editor-in-chief of the International Journal of Health Services.)
http://www.counterpunch.org/navarro09072009.html
Comment:
By Don McCanne, MD
The subtitle of this article is “Why Obama Needed Single Payer on the Table.” The full article is well worth reading.
Insurance exchange loopholes
Will U.S. learn its healthcare reform lesson from California?
By Michael Hiltzik
Los Angeles Times
September 14, 2009
The difference between a government program that works and one that fails spectacularly can be razor thin. A few words here, a loophole there, and you can turn a boon for the consumer into a windfall for big business.
That lesson should be fixed in the frontal lobes of everyone in Congress working on the healthcare reform bill, and especially on a piece of the reform puzzle known as the insurance exchange — a key element of the reform plan backed by congressional Democrats and President Obama.
Here in California we know all about the pitfalls of an exchange that doesn’t work, because we established a statewide version in 1992 and attended its funeral in 2006. The state exchange, known originally as the Health Insurance Plan of California and later as PacAdvantage, was designed to give California’s small businesses the collective clout to negotiate with health insurers for lower premiums and consumer-friendly standards.
As written into the benchmark bill in the House of Representatives (H.R. 3200), the federally supervised exchange would be the sole marketplace where individuals and employees of small businesses could buy health insurance. By mandating insurer participation, the exchange would provide customers the choice they don’t get in the market today. By requiring all plans to offer identical base policies it would enable buyers to compare them by price and quality.
But we’re still at the starting line. A lot of mischief can be committed on a bill’s path to enactment. The threat to a functioning exchange will come from vested interests trying to water down the mandates. Insurance companies will want the right to offer catastrophe-only coverage, which is a big moneymaker, or to specialize in the yacht-owning executive market. Lobbyists for health savings accounts, who are carrying water for financial services companies lusting after the fees these accounts generate, will insist on an HSA loophole. And politicians in some states will want to export their bare-bones coverage standards nationwide so they can lure health insurers into headquartering there, the way one-horse states without usury limits, such as South Dakota, made themselves the credit card-issuing capitals of America.
Any loophole will set the stage for others, until the exchange becomes a useless, tattered dream. “If there’s a gap or a loophole, the market will exploit it,” (former president of PacAdvantage John) Grgurina says.
http://www.latimes.com/business/la-fi-hiltzik14-2009sep14,0,7041044.column
A previous qotd also discussed insurance exchange lessons from California:
https://pnhp.org/news/2009/august/health_insurance_exc.php
In health care, we spend more and receive less, and everyone agrees that has to change. The decision has been made that we will do that by regulating our dysfunctional health insurance market, and then mandate that everyone who is not covered by other qualifying programs be required to purchase private health plans. To be certain that everyone has access to a plan, an insurance exchange will be established.
Regulations will require guaranteed issue, guaranteed renewability, the end of rescissions, rules to reduce adverse selection, and other measures to improve the functioning of the markets. In his speech to Congress and to the nation, President Obama provoked laughter when he said, “… there remain some significant details to be ironed out…” The particular details that will need to be ironed out should probably provoke grief, anger, disgust or other negative emotions, but they certainly are not funny.
No matter what rules are established for the exchanges, there will always be loopholes. Michael Hiltzik has suggested some possibilities. Our experience with the larger private insurers has proven that they can find loopholes that the best policy analysts could never see coming. Unlike the European insurers that have a mission of service, our private insurers that dominate most markets have an obligatory mission of enhancing investor value. Their business ethic mandates that they investigate every opportunity to increase revenues and reduce expenses. The invisible loopholes will always be there, and the entrepreneurial mind will always find them.
The insurance exchanges won’t even be established for four years, and then it will be many more years before the policy community passes judgement on their impact. During that time our public stewards will be busy trying to patch the innumerable loopholes penetrated by the entrepreneurs, only to find more opening up.
In future books recording the history of U.S. health care reform, President Obama will have his own chapter on yet another failed effort. He’ll deserve it because he hardly picked up his baton to orchestrate reform. When Obama should have been conducting Beethoven’s Ninth, Congress was busy writing Rap. Rap might work for a few of us, but the nation deserved much more.
A note from Rabbi Michael Lerner
Tikkun Daily
September 11, 2009
[Passage omitted] President Obama knows that a single-payer program — extending Medicare to everyone — is far more rational than what he has proposed to Congress, but he also believes that eliminating the insurance companies, hospital chains, and other medical profiteers would require a battle beyond his current capacities.
To address any of these problems fully would require a fundamental challenge to the old Bottom Line. Obama would have to call for a New Bottom Line — to advocate for defining governmental and private corporate policies as “rational,” “productive” or “efficient” not only to the extent that they maximize money and power, but also to the extent that they maximize love and caring, kindness and generosity, ethical and ecological sensitivity, enhance our capacities to respond to other human beings as embodiments of the sacred and our capacities to respond to the universe with awe, wonder and radical amazement at the grandeur mystery of the universe.
He actually reached in that direction momentarily at the end of his health care speech to Congress by seeming to endorse Senator Ted Kennedy’s “large-heartedness: a concern and regard for the plight of others” which he defined as “our ability to stand in other people’s shoes; a recognition that we are all in this together, and when fortune turns against one of us, others are there to lend a helping hand.”
Yet over and over again in the details of his plan it was not this large-heartedness that he championed, but a belief in the positive outcomes of the competitive marketplace. What Obama omitted from mention is that the ethos of that marketplace, which rewards selfishness and materialism and “looking out for number one,” as the “common sense” that guides individual as well as governmental behavior, is a product of the fear that we cannot count on others, that there will be no one there to take care of us, and that we must therefore maximize our own advantage lest someone else do so for themselves in ways that will permanently hurt or undermine us.
Obama can’t help us overcome that fear until he does so himself. He has to allow himself to know, and then help Americans to understand, that most people actually do want to help each other, get delight in being caring and loving, feel fulfilled when they are able to improve the well-being of others. Most people already know this about themselves, but are unsure whether its true of their neighbors or others. Obama’s most important contribution would be to fight for policies based on this understanding and to challenge those who believe the world is filled with people who are primarily self-seeking and aggressive. Unfortunately, he can’t do that while remaining loyal to the centrist ideology and its insistence that the aggressiveness manifested in the current competitive marketplace, is what will produce the greatest good for the greatest number.[passage omitted]
Imagine, for instance, if Obama had started his speech with the idea of “we are all in this together” that he ended it with, and then applied that to each specific part of his program. Sadly, that was impossible precisely because his actual program is in conflict with this at several points. He won’t support health care reform that raises the deficit. How can that be justified by a President who raised the deficit to help bail out the people who caused the banks and investment companies to fail all of us! He promises not to give any benefits to immigrants-but then “we” are not “all in it together!” He is willing to use government to coerce people into his plan those who would not voluntarily join, but not to force insurance companies to lower the prices (for example, by regulating their prices at the expense of lowering their profit rates or simply by creating Medicare for All. He tries to make a public option plausible by comparing it to public community and state colleges, but also assures the insurance companies that they have nothing to worry about from his plan because “the public insurance option would have to be self-sufficient and rely on the premiums it collects.” Yet the public option will not be open to those of us who already have private health care insurance. These limitations guarantee that the public option will not achieve the goal of lowering prices or obscene levels of profits. Public universities and community colleges have never been able to sustain themselves on the tuitions of those who use them. If that had been the requirement from the start, tens of millions of Americans would never have obtained the benefits of a public education that enabled them to get better jobs and go on to make valuable contributions to society in turn. If the principle had been that these colleges could not contribute to state or federal deficits, they would long ago have folded. So where is the “we” who are “all in it together” when crippling the only part of his plan that really makes an attempt at a universal solidarity? [passage omitted]
Rabbi Michael Lerner is editor of Tikkun Magazine (www.tikkun.org) , chair of the interfaith Network of Spiritual Progressives (www.spiritualprogressives.org) and rabbi of Beyt Tikkun synagogue in San Francisco (www.beyttikkun.org).
It's Simple: Medicare for All
By George S. McGovern
Washington Post
Sunday, September 13, 2009
For many years, a handful of American political leaders — including the late senator Ted Kennedy and now President Obama — have been trying to gain passage of comprehensive health care for all Americans. As far back as President Harry S. Truman, they have urged Congress to act on this national need. In a presentation before a joint session of Congress last week, Obama offered his view of the best way forward.
But what seems missing in the current battle is a single proposal that everyone can understand and that does not lend itself to demagoguery. If we want comprehensive health care for all our citizens, we can achieve it with a single sentence: Congress hereby extends Medicare to all Americans.
Those of us over 65 have been enjoying this program for years. I go to the doctor or hospital of my choice, and my taxes pay all the bills. It’s wonderful. But I would have appreciated it even more if my wife and children and I had had such health-care coverage when we were younger. I want every American, from birth to death, to get the kind of health care I now receive. Removing the payments now going to the insurance corporations would considerably offset the tax increase necessary to cover all Americans.
I don’t feel as though the government is meddling in my life when it pays my doctor and hospital fees. There are some things the government does that I don’t like — most notably getting us into needless wars that cost many times what health care for all Americans would cost. Investing in the health of our citizens will enhance the well-being and security of the nation.
We know that Medicare has worked well for half a century for those of us over 65. Why does it become “socialized medicine” when we extend it to younger Americans?
Taking such a shortsighted view would leave nearly 50 million Americans without health insurance and without the means to buy it. It would leave other Americans struggling to pay the rising cost of insurance premiums. These private insurance plans are frequently terminated if the holder contracts a serious long-term ailment. And some people lose their insurance if they lose their jobs or if the plant where they work moves to another location — perhaps overseas.
We recently bailed out the finance houses and banks to the tune of $700 billion. A country that can afford such an outlay while paying for wars in Iraq and Afghanistan can afford to do what every other advanced democracy has done: underwrite quality health care for all its citizens.
If Medicare needs a few modifications in order to serve all Americans, we can make such adjustments now or later. But let’s make sure Congress has an up or down vote on Medicare for all before it adjourns this year. Let’s not waste time trying to reinvent the wheel. We all know what Medicare is. Do we want health care for all, or only for those over 65?
If the roll is called and it goes against those of us who favor national health care, so be it. If it is approved, the entire nation can applaud.
Many people familiar with politics in America will tell you that this idea can’t pass Congress, in part because the insurance lobby is too powerful for lawmakers to resist.
As matters now stand, the insurance companies claim $450 billion a year of our health-care dollars. They will fight hard to hold on to this bonanza. This is a major reason Americans pay more for health care per capita than any other people in the world. The insurance executives didn’t cry “socialism” when their buddies in banking and finance were bailed out. But to them it is socialism if the government underwrites the cost of health care.
Consider the campaign funds given to the chairman and ranking minority member of the Senate Finance Committee, which has jurisdiction over health-care legislation. Chairman Max Baucus of Montana, a Democrat, and his political action committee have received nearly $4 million from the health-care lobby since 2003. The ranking Republican, Charles Grassley of Iowa, has received more than $2 million. It’s a mistake for one politician to judge the personal motives of another. But Sens. Baucus and Grassley are firm opponents of the single-payer system, as are other highly placed members of Congress who have been generously rewarded by the insurance lobby.
In the past, doctors and their national association opposed Medicare and efforts to extend such benefits. But in recent years, many doctors have changed their views.
In December 2007, the 124,000-member American College of Physicians endorsed for the first time a single-payer national health insurance program. And a March 2008 study by Indiana University — the largest survey ever of doctors’ opinions on financing health-care reform — concluded that 59 percent of doctors support national health insurance.
To have the doctors with us favoring government health insurance is good news. As Obama said: “We did not come to fear the future. We came here to shape it.”
George S. McGovern, a former senator from South Dakota, was the Democratic nominee for president in 1972.
The virtues of single-payer
BY JOHN KAY
News & Observer (Raleigh, NC)
Sep 11, 2009
CHAPEL HILL – Opponents of health-care reform have tried to twist the idea of a single-payer system into some sort of threat to the American way of medicine. They are wrong. As someone who spent half my working life in Canada and half in the United States, I’ve been covered by two single-payer health systems, one in Canada and now under Medicare. They both work.
I have yet to meet my first Canadian who would exchange his or her health-care system for what we have. I have also given a number of talks at retirement communities in North Carolina, and I usually ask for a show of hands of those who would like to give up Medicare. I have yet to see a hand go up.
The Canadian system is based on four cornerstones:
* Universality — everyone is covered.
* Portability — one is covered no matter where one lives, and one can move anywhere with little change in coverage.
* Availability — one has access to basic health care everywhere, and if it is necessary to go to a major center for specialized care, that is where one goes.
* Comprehensiveness — there are no exclusions from reasonable coverage.
All this is done under a single-payer system. If this looks very much like Medicare, it is.
Health care is costly. This is one area in which we Americans are undisputed world leaders. Our costs average $7,290 per person per year. Our Canadian neighbors, who on average live almost three years longer than we do, pay out only $3,895 per person per year. To put this in perspective, if we could ever achieve the Canadian number, we would save $1 trillion per year.
Over the course of a lifetime, we spend an extra $265,000 per person on health care and get three fewer years to show for it.
Much discourse is afoot these days on how we don’t want the government involved in our health care. We are told that we don’t want “socialized” medicine like Canada has even though Canada’s system is not socialist. We are told that Canadian health care is rationed and that there are long lines to see doctors. The one place there are no lines is at the border waiting to enter the U.S. to obtain health care.
Yes, we have good care here, but ours is rationed, reserved for those who can pay and for those lucky enough to work for a company that still provides subsidized insurance for its employees.
Here in the Research Triangle we live in the shadow of two of the top teaching hospitals in the country. There are few places in the entire world with better access to care. But imagine for a moment that you are a single, unemployed mother with three young children living in rural North Carolina.
Where do you go when someone gets sick, and how do you pay for it if you do go?
There are other ways our health-care system affects us in this global economy. Not too long ago, Toyota, after looking throughout North America for two years, put a new Lexus plant in Cambridge, Ontario. One of the primary reasons was the lower health-care costs that manufacturers enjoy in Canada versus in the U.S.
And curing the problem of our uninsured through private for-profit health-care insurance is virtually impossible. According to a study by the Rand Group, a 50 percent reduction in health insurance premiums would reduce the number of uninsured only by 3 percent.
Universal health care should be a right, not a privilege, in this the richest country in the world. If a criminal in our country has the right to a lawyer, shouldn’t someone who is sick have the right to a doctor?
John Kay of Chapel Hill is a recently retired business executive.
'Mad as Hell' caravan tours Montana, touts health care for all
By MIKE DENNISON The Missoulian Friday, September 11, 2009
HELENA – Retired internist Robert Seward, a self-described “Mad as Hell” doctor who wants a publicly funded health system that covers all Americans, told a Helena crowd Thursday that he had a telling conversation with a Canadian citizen a day earlier.
As Seward checked into his motel in Spokane, he told the Canadian about the “Mad as Hell” cross-country caravan, meant to publicize how a Medicare-for-all system is the best way to reform health care in America – a system like Canada’s, where all citizens are covered equally with taxpayer-financed health insurance.
The Canadian man was perplexed as to why Americans wouldn’t embrace such a system, Seward said, and why America allows citizens to go bankrupt because of personal health care costs.
“He asked, ‘Why don’t you Americans take care of your own people?’ ” Seward said. “We don’t. It’s embarrassing. That’s why I’m mad as hell.”
Seward and some of his physician colleagues from Oregon and Washington are in Helena until Saturday, as part of their three-week tour to promote a Medicare-for-all system of health coverage as the best reform for the nation. The nation’s health-care system is “far more broken than you could possibly imagine,” said emergency room physician Paul Hochfield of Corvallis, Ore., and the only way to fix it is get rid of private, for-profit health insurance and replace it with a public system.
“It’s being hijacked by the industry for profits instead of for the public good,” he said.
The doctors, who said they used their own money to start the tour, say health reforms being advanced by President Barack Obama, Sen. Max Baucus, D-Mont., and others simply serve to entrench profitable private interests that are making health care unaffordable for the average person.
The tour is scheduled to end Sept. 30 in Washington, D.C., where the doctors will be part of a rally for a single-payer, Medicare-for-all system.
They’re stopping for three days in Helena, including a rally held Thursday on the Capitol steps, a town meeting on Saturday at Carroll College, and, on Friday, a panel/debate at the Montana Medical Association convention.
At the MMA convention, the Mad as Hell doctors will square off against physicians with a conservative group, the Coalition to Protect Patients’ Rights, which opposes more government involvement in health care and is dead-set against a single-payer system.
Mike Huntington, a retired radiation oncologist from Corvallis, Ore., said the Mad as Hell group believes the country would be better off with Congress passing no reform this year, as opposed to the reforms being considered now, so the public could become more familiar with the benefits of Medicare-for-all.
Huntington also commented on Obama’s Wednesday speech to Congress, in which the president talked about the myriad of problems with the current health care system and then said he won’t support Medicare-for-all because we need to build on the current system. “That’s political doublespeak for, ‘The health-and-insurance industry has told me I might not be re-elected unless I include them and I write laws that satisfy them,’ ” Huntington said.
Congress is not seriously considering a Medicare-for-all system, although there is supposed to be a vote this month on a House amendment that would enact such a system. Baucus, a key figure in health-reform legislation, has declared Medicare-for-all “off the table” from the beginning.
Some liberals in Congress are pushing for a so-called “public option” as part of reforms, which is a government-run health insurance plan that’s supposed to compete with private insurance.
Huntington said the public option is a joke, because the only people covered by it would be the people that the private insurers don’t want: The poor, the unemployed and people with health problems. It might struggle along for a few years and eventually die, overburdened by high costs, and then conservatives would use it as an example of how government can’t run anything, he said.
http://www.missoulian.com/news/local/article_e6432836-9e8f-11de-85f3-001cc4c002e0.html
Experience argues for "Medicare for All"
By Lara Wright, M.D.
Guest Commentary
Contra Costa Times
09/12/2009
I AM a family physician who has firsthand experience about the need for health insurance reform. In 1999, after completing a residency in family practice, I was diagnosed with a brain tumor. Fortunately, I had use COBRA to continue my health benefits for 18 months. When my diagnosis was made, I still had health insurance, as well as supportive family, friends and colleagues who worked in health care.
Even with so much help, I experienced much difficulty navigating the health insurance system. As someone with a history of a brain tumor, my options for insurance after my COBRA coverage expired were minimal and expensive. Many of the options would cover all medical problems except those relating to the brain tumor.
The difficulties with health insurance compounded the stress for me and my family in dealing with treatment of and recovery from my brain tumor.
During the next few years, I worked as a patient advocate for a health insurance plan. In that job, I sometimes heard patients referred to as “product lines,” a surprising and disturbing experience.
Now, 10 years later, I again work as a doctor. The prognosis from my rehabilitation physician immediately after my surgery included a lifetime of permanent disability. Thankfully, I have far exceeded the prognosis of my physician. Instead of receiving benefits, I am able to work, treat patients and pay taxes.
I work in a county clinic, where I see patients who are faced with the difficult decision to pay for rent and food for their families, or pay for their health care. Many are unable to afford health insurance and risk running up hospital bills for emergency care that will drive them into debt and possibly into bankruptcy.
A recent study shows that more than half of personal bankruptcies are linked to medical bills, and 75 percent of people filing those bankruptcies had health insurance when they got sick.
The insight into my patients’ experiences with illness combined with my own experiences as a patient and patient advocate give me a unique perspective on our medical and insurance systems.
My experiences have led me to realize that the best solution is single-payer health care, an improved Medicare for All. This alternative has been largely neglected in the present health reform debate.
The California Senate and Assembly have twice passed a single-payer health insurance plan, but Gov. Arnold Schwarzenegger vetoed it both times. On the national front, HR 676 and SB 703 are two bills in the U.S. House and Senate that include single-payer health insurance plans, funded by the government but delivered through the existing private and public hospital system.
A recent study showed that 59 percent of physicians now support a national health insurance program. Such a system would meet their patients’ needs best, as well as eliminate many of the wasteful administrative costs with the current private health insurance industry. Moving to a single-payer system would enable our nation to save $400 billion annually, enough to provide comprehensive, quality care to all.
Critics say single-payer health insurance is socialized medicine. Not so, single-payer is insurance for everyone. A good example of socialized medicine is the Veterans Affairs: hospitals are owned by the government and doctors and nurses are on the federal payroll.
Under single-payer, however, doctors and hospitals remain largely private. You go to whichever doctor or hospital you choose. Instead of private insurers, a nonprofit government agency pays all the bills, similar to how traditional Medicare operates today. Private insurance includes wasteful administrative costs, sometimes up to 20-30 percent, a significant portion of which is spent to deny care that is not covered and decide who will make for a profitable consumer, or “product line.”
The United States is the only developed country without a national health insurance plan. The U.S. ranks number 29 in infant mortality and number 30 in expected life span among countries in the world, while far outspending all other countries.
We desperately need real health insurance reform. The best option is single-payer Medicare for All.
Wright is a member of Physicians for a National Health Program (www.pnhp.org), an organization of 17,000 doctors and health professionals who support single-payer national health insurance. She practices in Contra Costa County.
Health Care Reform and 'American Values'
By PAULINE W. CHEN, M.D.
New York Times
September 10, 2009
I was born, raised and live in the United States, but recently a neighbor asked me, “What are you?”
As the daughter of Taiwanese immigrants, I have gone through this line of inquiry my entire life, so I understood that while well-intentioned, my neighbor’s question carried the assumption that I was not, at least in his eyes, entirely American.
On that day, however, I decided not to elaborate on my family’s immigration history. Instead, I threw the question back to him, hoping in part that he would tell me about the countries from which his family originated.
“Well,” I said, “tell me first, what are you?”
“I’m an American!” he replied without a moment’s thought. But then he asked once again, “So what are you?”
According to a recent editorial in The New England Journal of Medicine, my neighbor is not the only one who holds erroneous assumptions about the meaning of “American.” Dr. Allan S. Brett, a professor of medicine and bioethicist at the University of South Carolina, argues that politicians and pundits from both sides of the aisle are now doing the same, using incorrect beliefs about “American values” as a smokescreen in the health care reform debate. Phrases like “uniquely American” have become high praise, while “Canadian” and “British” are fighting words or frank defamation.
As Dr. Brett writes, “[T]he underlying premise is that an identifiable set of American values point incontrovertibly to a health care system anchored by the private insurance industry. . . .Discussions dominated by references to uniquely American individualism, uniquely American solutions, or narrowly defined conceptions of choice tell us more about the political and economic interest of the discussants than about the interest of the Americans they claim to represent.”
I spoke to Dr. Brett recently and asked him about the notion of “American values,” the assumptions made in the health care debate, and what system, if any, might come close to representing what is American.
Q. What assumptions do public figures have when they use the term “American values”?
A. They assume several things. First, that you can take just about any American walking down the street and reliably make an inference about what their views will be and what they deem important in health care. But anyone with his or her eyes open knows just how heterogeneous we’ve become in this country.
They also assume that these “American values” can be predictably translated into organizational structures. But that’s not true. One cannot assume, for instance, that if a person prizes liberty and freedom, he or she will prefer private insurance. Instead, maybe what that person wants is freedom from worries about what will happen should he or she suddenly became ill. Maybe that person wants the liberty to accomplish what he or she wants to accomplish. Those goals are better served by a seamless health care system where the individual doesn’t have to worry about what is coming from around the corner.
The concept of American values is used to tell people what they should be wanting rather than objectively trying to understand what Americans are all about.
Q. What about freedom of choice in health care? Isn’t that uniquely American?
A. There are three types of choice in health care.
The first is the choice of your preferred physician. In the most popular health plans, the choices are virtually unlimited; people can chose whom they want to see and where they want to go. But a single-payer system, for example, does not necessarily change that, since all the facilities and practices as we know them today are left in place. In fact, if you take away all the insurance restrictions we have today on whom you can see, your choice is increased.
A second type of choice is the freedom to choose a health care plan. We do want to choose our hospitals and doctors. But do we really look forward every November to choosing between one of five plans with permutations and combinations of physicians, providers in network and providers out of network? What people really want is a user-friendly system to get what they need.
Finally, the third kind of choice has to do with deciding on whatever tests and treatments you might want as a patient. But that element of choice has to be carefully handled no matter what kind of system we have because those choices affect cost. Over the last 10 to 20 years, the pendulum has swung toward patient autonomy — which is a good thing — but it has also swung to the point where doctors sometimes feel they must give patients whatever they want without thinking critically about the risks and benefits. That has led to a huge proportion of money being spent on care that is not only marginally beneficial but is also of no benefit at all. I think that if we had a way to eliminate that — which means using our clinical decision-making skills and saying no when appropriate — we would have more money to spend on care that does matter and that makes a difference.
No matter what system we ultimately decide upon, there will have to be mechanisms in place to insure that we spend money wisely.
Q. So is there anything that is uniquely “American” about our way of approaching health care?
A. Yes. We are unique almost worldwide in that we deny health care coverage to a proportion of our population.
I do not believe there are pivotally important distinctions between our “American values” and those of other Western European and North American countries, and certainly not the kind of distinctions that would prevent us from sorting out our health care system. I don’t think we are as unique as politicians make us out to be. Even if we were that unique, the important thing is to get health care right and not to harp on the uniqueness of the system we come up with.
Q. How would you envision a health care system that is imbued with “American values”?
A. In virtually every opinion poll conducted in recent years, a majority of Americans favor government guaranteed health insurance. While a single-payer system isn’t the only way for the government to guarantee coverage for all, I think one way to think of such a system is to consider it “Medicare for all.”
But such a system would have to be accompanied by a really hard look, led by medical experts and members of the community, at what works and what doesn’t, an assessment of how we can best budget our health care dollars to achieve the best possible health care outcomes. Such a system would take time and there would be hard choices, and not everyone would be happy. But we might come closer than we are to representing the interests of most Americans.