1.0PNHPhttps://pnhp.orgpnhpf3ahttps://pnhp.org/author/pnhpf3a/Elisabeth Rosenthal’s “Insured, but Not Covered” - PNHPrich600338<blockquote class="wp-embedded-content"><a href="https://pnhp.org/news/elisabeth-rosenthals-insured-but-not-covered/">Elisabeth Rosenthal’s “Insured, but Not Covered”</a></blockquote>
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</script><iframe sandbox="allow-scripts" security="restricted" src="https://pnhp.org/news/elisabeth-rosenthals-insured-but-not-covered/embed/" width="600" height="338" title="“Elisabeth Rosenthal’s “Insured, but Not Covered”” — PNHP" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe>Insured, but Not CoveredBy Elisabeth RosenthalThe New York Times, February 7, 2015The Affordable Care Act has ushered in an era of complex new health insurance products featuring legions of out-of-pocket coinsurance fees, high deductibles and narrow provider networks. Though commercial insurers had already begun to shift toward such policies, the health care law gave them added legitimacy and has vastly accelerated the trend, experts say.This may be the most important article in Elisabeth Rosenthal’s outstanding series on health care costs and pricing in the United States. She shows that the Affordable Care Act failed to prevent private insurers from reducing their own risks by shifting much more of the costs onto patients, while reducing patient choice by further limiting their networks of approved providers.