PNHP

Middle Class Healthcare Reform? Bend Over…

Middle Class Healthcare Reform? Bend Over…

by Donna Smith
CommonDreams.org
Sunday, May 17, 2009

It’s coming. You and me and every middle class, working person in this nation is about to start handing over more and more of their hard earned cash to the private insurance industry, courtesy of our own elected members of Congress and our very popular President. Fire up those Treasury Department presses. We’re going to be printing and providing money for insurance companies like no bail-out we’ve seen yet this economic crisis cycle.

The healthcare legislation under design and so far under wraps for the American people is slowly being leaked via carefully staged forum and meetings and a few well-timed hearings and grand press announcements. Much of the work is still going on behind closed doors in private meetings attended by those who are deemed appropriate participants and industry friends.

Remember how open these proceedings were to be following all the Clinton plan debacles of the early 90s? Well, today’s stagings are far more sophisticated and planned out. So learning did occur by the industry giants and their political friends over these last 17 years, I will give them that.

And what do we know so far about what middle class Americans can expect from the legislation being privately crafted?

First, no matter what percentage of your take home pay it takes, you will be legally required to buy private health insurance. Second, if all you can afford is a policy that leaves you financially exposed to bankruptcy and foreclosure, then you will still be legally required to purchase that private insurance product. Third, should you fail to buy a policy, you will pay a fine.

Like it so far? Feeling free and protected? Like the choices so far? It gets better.

The private, for-profit insurance industry has made concessions we are asked to celebrate. First, they’ll issue every one of us a policy provided every one of us is legally forced to buy coverage. Second, they stop discriminating against women because they have uteruses and child-bearing capacity, provided we all have to buy their product. And third, and this was a real coup according to our leaders, the insurance companies, medical equipment folks and providers will slow the rate of increase in charging for their products to charge just a bit less in terms of percentages of overall costs than they had planned to do and as is predicted. Laughable concessions sold as real compromise.

It’s as if we’ve been beaten a few times every month by an abuser whose violence and anger is increasing over time, and we know by calculating the trend that we’ll be beaten daily within a very short time. Up steps the abuser to say, “Wait. I will still have to beat you more than I do now, but I think I can hold it to 25 times a month instead of every day.” That’s the sort of promises we’re supposed to see as victories with the healthcare industry involvement in crafting the legislation that will determine our families’ financial well-being and matters of life and death.

Let me spell this out for families like mine. You’ve been getting overcharged for underinsurance for many years and you’ve seen the costs out of your own pocket rise to the point where it is truly driving whether or not you even try to seek care when ill. You’ve seen premiums rise and coverage shrink in employer based coverage, and 14,000 of you a day are losing those employer based benefits in this stinking economy.

And most importantly to me and millions of other middle class folks, when you do get sick and need care, you are forced to see only those doctors and providers your insurance company says you can and those providers can only give you the insurance company says they can give you. That’s the way our insurance companies want it now and forevermore, and that’s what they are going to get.

Feeling free? Your choices broadening? Your costs lowering?

Wait. There’s more. In order to make sure every single American buys the private products from insurance companies and knowing some families won’t make enough to afford what is offered, we’ll all chip in and pay our taxes to subsidize those who cannot afford to buy the pricey plans. So, when each of us calculates our own monthly costs for healthcare, we’ll need to factor in not only our own health insurance premium, our co-pays and deductibles, our medications and other out-of-pocket costs, but also the percentage of our payroll taxes dedicated to pay for the subsidies for low-income folks, the agencies to collect the fines paid by health-insurance-mandate-evaders, and the agency envisioned to be our clearing house for selling us the private product we’re all forced to buy. If our real costs are added up, there will be a substantial increase for most middle class families.

These folks are really hoping you will not do the math. They think middle class folks are too dumb to figure it out.

Let me repeat. This Congress and this President are about to give us healthcare reform that will make the middle class burden for payment higher and will even more deeply restrict personal choices in medical care. And they are about to do it all with great fanfare claiming just the opposite.

No doubt many of you have feared really looking at a single payer approach as something scary and restrictive of your personal freedoms. I can promise you that nothing could be further from the truth. In fact, your freedom to choose would be greatly enhanced under a publicly funded, privately delivered national program. Greatly enhanced freedom. Lowered costs as we each pay the percentage we can afford from our income. Greatly enhanced choice of providers – no more being told who is in-network or out. No more risk of financial ruin if medical care is not approved by a profit-driven entity. And no more being told a service we already received isn’t covered after all – the great bait and switch the health insurance industry is allowed to do all the time, leaving so many people with bills they never even knew they were accepting responsibility to pay.

I like being free to choose. And if this healthcare reform plan restricts my freedom, takes my hard-earned money and makes my life more difficult, I won’t have any problem at all assigning blame to the folks who forced it on me.

Look, what’s the old saying about excrement rolling downhill? This president is very popular. He won’t get blamed when middle class folks figure out the ruse. And the Senate is pretty safe, as they get to sit for six years before answering to the people – and they get oodles of cash from the industry to make sure they are comfy, cozy. It’s the U.S. House of Representatives – the people’s house, they say – that will take the hit when the moms and dads of this nation figure it out that they didn’t get healthcare reform at all. The middle class will get a huge burden to bail-out the health insurance and healthcare industry under the plan moving so carefully but swiftly through the process.

The kicker? When it’s finally unveiled in all its bi-partisan glory, it’ll be sold as a human rights victory. And on that day, 60 more American families will bury a loved one denied care. And on the day after that, 60 more will die. And the day after that, they’ll be a big damn party paid for by you and by me for all of those who helped craft the monstrosity. And the insurance industry CEO salaries will be enhanced by your money paid to them. Bail-out bonanza for Karen Ignagni and America’s Health Insurance Plans, an industry very fond of its government entitlements.

Costs will be successfully shifted even more heavily onto the backs of America’s middle class workers. I mean, middle class chumps. And then, my fellow worker-bees, it will be mid-term election time again.

Donna Smith is a community organizer for the California Nurses Association and National Co-Chair for the Progressive Democrats of America Healthcare Not Warfare campaign.

Taming Runaway Health Care Costs

Letters
New York Times
May 16, 2009

To the Editor:

David Leonhardt, in his May 13 column (“Health Care, a Lesson in Pain,” Economic Scene), is quite right that “the only way to have a sustainable universal health care system is to control costs.” But in analyzing the experts’ testimony before the Senate Finance Committee on how to pay for health care, he did not mention a solution that neither the experts nor the committee wants to consider: major reform of the system.

Runaway costs are due largely to high overhead expenses throughout the system, and to the excessive use of expensive technology. Both of these result from a health care system that is organized like a profit-seeking industry instead of a social service.

If we want health care to be a universal entitlement, it cannot be controlled by market forces and the financial interests of insurers and providers (and the investors who own such a large part of the system).

Some kind of government-regulated single-payer insurance plan and a reorganized nonprofit medical care delivery system may be “off the table” for policy makers right now, but we will never achieve affordable universal coverage without major reform that deals with the real causes of medical inflation.

We don’t need more money; we need a new system.

Arnold S. Relman
Marcia Angell
Cambridge, Mass., May 14, 2009

The writers, medical doctors, are former editors in chief of The New England Journal of Medicine.

Universal health care: Private enterprise can't fix our ailing system

By PAUL DeMARCO
Spartanburg (S.C.) Herald-Journal
Sunday, May 17, 2009

I live in a town with a population of 7,000. I own a pair of shotguns, and I know how to use them — a wood duck and a turkey are mounted on my office wall. I drive a 2001 Dodge Dakota pickup with 150,000 miles on it.

I wear a coat and tie every day to work. I’m in church each Sunday and am not embarrassed to tell you that Jesus is my Savior. I believe in chivalry; I open doors for women and expect my teenage daughter’s dates to come into the house when they visit.

My usual TV-watching dilemma is “The Andy Griffith Show” or “M*A*S*H.” I’m about as old-fashioned, square and conservative as they come.

So where do I get off backing a single-payer national health plan, a plan where everybody’s covered in one big risk pool and health care is publicly financed (but privately delivered)? Shouldn’t I be a rugged individualist, telling people that if they want good health insurance they can pay attention in class, go to college and get a good job with full benefits just like I did?

Well, part of me could do that. No country can survive unless individual responsibility is at the core of its ethos.

But to the other part of me, the go-it-alone attitude just sounds downright mean.

That puts me in about the same mind-set as a Midwestern farmer in the mid-19th century. Farmers then and now are often independent, self-sufficient

and hesitant to incur a debt. But when a neighboring family needed a barn raised, that was a different story. No matter how hearty the farmer, he couldn’t raise a barn alone. And there was a healthy dose of self-interest in the proposition. If I help raise your barn, then when mine needs repairs, I’ll have your help.

So I look at single-payer health care in that conservative light. I recognize that a significant portion of America’s chronic disease burden is self-induced (e.g., some people eat, drink or smoke too much and make themselves sick). But I also know that much of your health is beyond your control — it’s either in your genes or not significantly altered by lifestyle. Think breast cancer and many other malignancies, flu and many other infectious diseases, Alzheimer’s dementia or rheumatoid arthritis.

I don’t suspect that farmers of yore did any research on the family who they helped. Whether the family was industrious or lazy, a barn was built because everyone needed a barn. Without a place to store hay and protect animals in the upcoming winter, livestock would die and the family would soon follow. No farmer, no matter how stoic, would consign his neighbor to that fate.

I support single-payer health care in this tradition. A single-payer program, which would expand Medicare to all Americans (rather than just those 65 and over), would create one large barn-raising community, 300-million strong. We would all chip in our share so that all families could have health care. Almost all of us would end up paying less than we do now (there would be no co-pays or deductibles), and we could choose any doctor or hospital we wanted.

Under our present setup, it’s hit and miss. Money typically dictates who gets care and who doesn’t.

A carpenter who works for a big company with insurance may get care; another who works for a small one can only dream about it.

A woman with lupus loses her job and her insurance and then becomes uninsurable because of her pre-existing condition.

A 60-year-old man with a bad knee is laid off when a plant closes in his rural hometown. Lame and unskilled in a region with rising unemployment, he will limp for five years until he qualifies for Medicare and can have his knee replaced.

Barn-raising worked because it is was a nonprofit enterprise. A farming community bound itself in a social contract. Many countries have single-payer social contracts, including our neighbor Canada, to ensure the health of all their citizens. There are many ways to inject a profit motive into the process, but they all taint it. Until the 1960s, medicine was also primarily a nonprofit endeavor. In recent decades, the huge profits available to for-profit insurance companies and hospitals have often elevated shareholders above patients, resulting in higher costs and inferior care.

All my instincts call for problems to be solved by individuals operating in a free-market economy. But private enterprise cannot solve this one. We have 40 years of evidence of the free market’s failure to control costs or cover everyone.

The plain truth is that the public single-payer systems we already have (Medicare, Medicaid and the VA) provide better coverage with less overhead than private companies. I know that statement is hard for many, including me, to swallow, but it’s true.

Medicare for all will not be a perfect system, but it will be far better than the fragmented, profit-warped system we have.

When America was younger, we knew not to turn our backs on new neighbors in need of a barn. In this older — and I hope wiser — America, we should not turn our backs on those who need health care. Tell your representative and senators to put single payer on the table in Washington.

Paul DeMarco, MD is a general internist who lives in Marion. He is a member of Physicians for a National Health Program (www.pnhp.org).

Health: a fight for rights

By Margaret Flowers
Baltimore Sun
May 17, 2009

Health care must become the civil rights movement of our time. And it is becoming clear that achieving guaranteed health care for every American will require all the tools that helped win earlier civil rights fights.

Earlier this month, eight health care advocates, including me and two other Maryland physicians, stood up to Sen. Max Baucus, Democrat of Montana, and the Senate Finance Committee during a “public roundtable discussion” with a simple question: Will you allow an advocate for a single-payer national health plan to have a seat at the table? The answer was a loud, “Get more police!”

Single-payer is a system of public financing that will guarantee everyone, without exception, all medically necessary care with no co-pays or deductibles. You would go to the doctor (most of whom would remain in private practice) and hospital of your choice.

By replacing today’s wasteful, fragmented, for-profit private health insurance industry with a single, streamlined system of paying medical bills, similar to how traditional Medicare works, we would save more than $400 billion annually, enough to assure comprehensive, quality care to all.

Single payer is supported by the majority of the public, as well as most doctors and nurses. It would end the tens of thousands of preventable deaths and more than 1 million cases of medical bankruptcy that occur in the United States every year. But none of that seems to matter to Mr. Baucus.

As the May 5 meeting approached, we applied the standard tools of advocacy, organizing call-in days and faxes to committee members, requesting the presence of one single-payer advocate at the table of 15. The only reply – received on the day before the event – was, “Sorry, but no more invitations will be issued.”

The next day, we donned our suits and traveled to Washington. As the meeting started, one of us, Russell Mokhiber, stood up to say that we were here and we were ready to take a seat. He was promptly removed from the room. I stood up next and spoke out for single payer. I was also arrested, as were the six others who spoke out in turn.

In that moment, it became clear: We could write letters, call staffers, and fax until the machines fell apart, but the Senate Finance Committee had no intention of allowing single-payer experts to have a voice in the process.

Instead, the people seated at the table represented the corporate interests: private health insurers, big business and those who support their agenda. These same players paid more than $13 million to the members of the Finance Committee in the 2008 election cycle alone. They profit greatly from the current arrangements and do not want changes that will hurt their pocketbooks.

For decades, doctors and nurses have tried to deliver quality health care in an environment that makes it increasingly difficult to do so. We all have stories that break our hearts. The time has come to tell our stories so that we can create a health care system that focuses on care, not corporate profit.

And so, we have entered a new phase in the movement for health care as a human right: acts of nonviolent, civil disobedience. At the most recent roundtable in the Senate Finance Committee, on Tuesday, 30 nurses silently stood up and turned their backs to the committee with the message: “Nurses say: Patients first. No to AHIP [America’s Health Insurance Plans]. Pass single payer.” After a few minutes they walked out. Then five more people were arrested as they spoke out for single payer.

The opportunity to make health care a civil rights issue is here. If calling our legislators isn’t enough to get the job done, we must use the tools that have achieved civil rights victories in the past.

Dr. Margaret Flowers is co-chair of the Maryland chapter of Physicians for a National Health Program. Her e-mail is nose1@aol.com. Her statement was co-signed by representatives of Labor Campaign for Single Payer; Single Payer Action; Healthcare-NOW!; B’more Housing for All; and ProsperityAgenda.us.

Health care reform supporters arrested for protest

By MIKE DENNISON
Helena (Mont.) Independent Record
May 15, 2009

Physicians, nurses and other advocates of a national, single-payer health system are vocally protesting their exclusion from high-level reform talks at the committee chaired by Sen. Max Baucus – and getting arrested while doing it.

“If you asked me a few weeks ago if I’d be arrested, I never would have dreamed that,” said Dr. Margaret Flowers of Sparks, Md. “But it became clear that (Baucus and his colleagues) wouldn’t give us a seat at the table, no matter what we did, so we had to have our voice heard somehow.”

Flowers was among eight people arrested last week as they protested before the Senate Finance Committee, which is preparing to craft major health-reform legislation.

On Tuesday, five more people were arrested at a Finance Committee meeting in Washington, D.C., as they demanded that a single-payer system be considered as a possible reform.

“We’re advocating on behalf of our patients, and we’re not going to go away,” Flowers said in a telephone interview with the Lee Newspapers State Bureau.

Baucus, D-Mont., wouldn’t make himself available for an interview this week. However, his spokesman Ty Matsdorf said Baucus has had meetings with single-payer advocates, and that they’ve been involved in other discussions.

“Senator Baucus feels that everyone should be heard on health care reform, and that is why he invited people to submit comments into the congressional record or organize meetings with the senator and his staff,” Matsdorf said.

At the same time, Baucus has said single-payer will not be considered as a possible reform of America’s health care system.

Under a single-payer system, the government would act as the primary health insurer, providing health coverage for all citizens, paid for by tax revenue.

Flowers, a pediatrician, head the Maryland chapter of Physicians for a National Health Program, a doctors’ group pushing for a single-payer system.

Since the election of President Barack Obama, the group has been contacting legislators, asking that single-payer be considered alongside other possible health reforms.

“What we’ve been finding is that the harder our movement pushes, the more they try to exclude us,” she said.

Flowers said the group asked Baucus to include its president, Dr. Oliver Fein, at a May 5 roundtable before the Finance Committee, as it discussed reforms to expand affordable coverage.

That request was rejected, she said, while the roundtable had 15 people representing health insurers, business, retirees and others.

As the meeting began at the Everett Dirksen building in Washington, D.C., Flowers and others shouted from the audience, asking why the roundtable included no one for a single-payer system.

“The comments from the audience are inappropriate and out of order,” Baucus responded. “Any further disturbance will cause the committee to recess so the police can restore order.”

Capitol Police arrested each person as they spoke out, and they were taken to a Homeland Security Department building nearby, Flowers said.

Flowers said she was charged with unlawful conduct and disruption of Congress and held for seven hours before being released. An arraignment is scheduled May 26.

Baucus later attempted to address some of the protesters, saying he “deeply, deeply respect(s) the views of all members of the audience and all Americans who feel deeply about health care reform.”

“I hear what you say; I talk to a lot of people in my home state of Montana who have the exact same views,” Baucus said. “But we aren’t going to get the best result here (unless) we can have an orderly discussion as to how we should best reform our health care system.”

Flowers dismissed Baucus’ statement as “political talk that doesn’t mean anything.”

“If he really respected our views, he would allow us to be there and present our views equally with others,” she said.

Springfield doctor arrested at D.C. protest

By Kathleen O’Dell
Springfield (Mo.) News-Leader
May 13, 2009

A Springfield physician was among five health care advocates arrested Tuesday at the U.S. Capitol for disrupting a Senate Finance Committee hearing on health care reform, run by Chairman Max Baucus, D-Montana.

Dr. Judy Dasovich, volunteer medical director at The Kitchen Clinic in Springfield, told the News-Leader she engaged in “an act of civil disobedience” with other members of Physicians for a National Health Program. She’s been a member since 2004.

Dasovich said she and the others protested because the committee convened a panel of 15 health care experts but excluded anyone supporting a single-payer/ Medicare-for-all national health plan. She was the only Missouri participant, she said.

“We’ve asked, we’ve faxed, e-mailed, called, wrote letters, and the only response has been ‘Everyone is at the table,’ ” Dasovich said. “But single-payer won’t be, so this is the only way we can be heard — civil disobedience.”

Last week, about eight members of the California Nurses Association were arrested for a silent protest that disrupted a similar Baucus hearing.

Both protests were organized by Physicians for a National Health Program as well as Healthcare Now and Single Payer Action. All of them support a single-payer, government-run health care system. A group from the California Nurses Association also participated in Tuesday’s protest and were arrested, she said.

During the hearing, the physician said she stood up and said, “I’m Dr. Judy Dasovich. We request a single-payer advocate be allowed at the table because health care should be for patients, not for profit.”

As happened each time a protester spoke, she said she was led away by the “respectful” Capitol Hill police, arrested and handcuffed. She and the others were put in a police vehicle and taken to the prisoner processing area on the grounds.

She was searched, fingerprinted and spent about four hours in a handcuff chained to the wall before being released.

After a single-payer rally today in Washington, Dasovich plans to return to Springfield and The Kitchen Clinic. She has volunteered there 10 years.

The medical/dental clinic provides free care and medicines for the indigent and working poor.

“(Baucus) talks about how all the players are at the table,” Dasovich said, “except for months and weeks, single-payer people. We have been asking for one single-payer person to be at the table and he has refused.”

The physicians group has proposed two nominees who are experts in medicine and health care policy.

Baucus would not explain Tuesday why he has not invited single-payer advocates to join discussions with advocates of other health-care sectors, she said.

The insurance and pharmaceutical industries are among major contributors to Baucus, according to news reports.

Among other things, a single-payer program would reduce those industries’ profits, Dasovich said.

Asked why it was so important that single-payer advocates be at the table during early health care reform talks, Dasovich replied, “…People understand single-payer/improved Medicare for all is more efficient, provides freedom of choice of hospital and doctor and most of all …it will save $350 billion on money that goes for profits, the health insurance industry, for advertising, for shareholders,” she said. “That’s $350 billion that could immediately be put into the system that could be used for care.”

Baucus closes door on single-payer in national health care debate

By JOHN S. ADAMS
Great Falls Tribune
May 17, 2009

HELENA — Last week lawmakers on the U.S. Senate Finance Committee wrapped up a series of hearings aimed at laying the groundwork for reforming the nation’s ailing health care system.

That committee will play a crucial role in any health care reform forwarded by Congress, and its chairman, Sen. Max Baucus, D-Mont., could be the most important player of all.

Representatives from the health insurance industry, the business community, retiree groups and others were invited to take part in the May 5 and May 12 roundtable discussions, but missing from the panels were advocates for single-payer health insurance. That fact led to a pair of dramatic protests on the hearing floor that disrupted the proceedings and ended in 13 arrests.

Supporters of single-payer insurance — in which the federal government provides health insurance for all Americans and pays doctor, hospital and other health care bills, replacing the private for-profit insurance industry — say it is the only option for fixing the broken and expensive health care system. They say they repeatedly tried to meet with Baucus to urge him to allow a single-payer advocate to take part in the hearings, but the senator refused.

Baucus, who sets the Finance Committee’s agenda, has consistently stated that single-payer is off the table.

“We’ve got to reform our system fairly quickly, and to be candid with you, very few members of the House and Senate advocate single-pay. The vast, vast majority do not,” Baucus said in an interview Friday. “It tells me that if I go down that road, it’s not going to be successful — it’s not going to pass the Congress.”

Though no single-payer bills have been introduced in the Senate, Rep. John Conyers, D-Michigan, has introduced a universal health care measure in the House, House Resolution 676, entitled “The United States National Health Care Act.” The bill has 75 sponsors in the House and is endorsed by more than 500 unions in 49 states, including the Montana AFL-CIO and the state teacher’s union, MEA-MFT.

“There are 50 million people without insurance in this country. That’s equivalent to 24 state populations. If we had 24 states where nobody had insurance they would be out in the streets raising all kinds of hell,” said Phil Campbell, spokesman for the group Montanans for Single-Payer and the former political director of the Montana Education Association before it merged with the Montana Federation of teachers. “We’re just frustrated with Baucus because all the players are at the table, all the insurance companies and other folks, except advocates for single-payer. We think it’s the solution to the problem. It’s a system that will pay for itself rather than figure out how we’re going to pay for the system.”

With some polls showing approximately 60 percent of Americans in support of single-payer health insurance, advocates say Congress is excluding the majority of Americans from a critical national debate. Single-payer supporters say politicians are unfairly criticizing the idea as politically unfeasible without even having an open and public dialogue on its merits.

“If you have a policy debate on the merits, that’s going to serve the ultimate purpose, which is to come up with the best health care reform plan possible,” said Michael Lighty, director of public policy for the California Nurses Association, one of the groups that staged a protest at Tuesday’s hearing. “If you let political feasibility truncate the policy debate then you haven’t done service to the debate.”

Protesters showed up at the two Senate hearings this month to urge Baucus to give single-payer advocates a seat at the table. In both cases, protesters were escorted out of the room by police and arrested. In all, 13 protesters — dubbed “The Baucus 13” by some — were charged with unlawful conduct for disruption of Congress.

The protests were organized so that as one protester was escorted out of the room, another would stand and demand the panel consider single-payer.

Dr. Judy Dasovich, a volunteer medical director of a free clinic in Springfield, Mo., was arrested at Tuesday’s hearing. As the hearing got under way, Dasovich stood up and said, “We request that single-payer advocates be allowed at the table. Health care should be for patients, not for profit.”

Dasovich said she was promptly escorted out of the Dirksen Senate Office Building by police. She spent the next five hours in jail.

“I don’t understand how a country that is as rich as ours can allow 20,000 of its citizens to die for lack of health care and allow others to be financially ruined by exorbitant costs. Callous neglect is not an American value,” Dasovich said in an interview from her home Friday.

According to federal estimates, 46 million Americans are without health insurance and another 25 million are underinsured, or more than 20 percent of the United States population. Additionally, those numbers are increasing as more workers lose their jobs in the ongoing recession.

Meanwhile, the cost of health care continues to skyrocket, making it more difficult for those who do have insurance to pay for it.

According to the National Coalition on Health Care, in 2008 total national health expenditures rose 6.9 percent from the previous year, or twice the rate of inflation. Meanwhile, health care spending topped $2.4 trillion in 2007, or $7,900 per person. Currently, total health care spending represents about 17 percent of the gross domestic product.

So what would single-payer advocates have told the Senate Finance Committee if given the chance?

“In terms of having a health care system that’s sustainable and we can afford, it is the only realistic option,” said Marcia Angell, a prominent critic of America’s health care system and the former editor of the New England Journal of Medicine. Angell also is a senior lecturer in social medicine at Harvard medical school and author of the book, “The Truth About the Drug Companies: How They Deceive Us and What to Do About It.”

Many single-payer supporters publically urged Baucus to let Angell take part in the hearings.

“What I would have said is that the underlying problem with our health care system, the thing that makes it such a mess, is that it is based on seeking profits and not on providing health care,” Angell said. “It entrusts the financing of health care in the private sector to hundreds of investor-owned insurance companies who maximize profits by avoiding covering high-risk patients, and stinting on the services of people that they do cover.”

Baucus said he believes there is a dire need to reform health care, but that a majority of Americans are mostly happy with their current health insurance coverage.

“I think to be successful here, we have to somewhat work with what we have. Work with changing the system we Americans know and are comfortable with rather than some major change that would disrupt Americans in a way that most Americans don’t want to be disrupted,” Baucus said.

Some conservative critics of single-payer say it is “socialized medicine,” adding that it puts the government in a position of choosing which doctors patients see and imposes a massive bureaucracy on the health care system.

Angell says that’s hogwash.

“The notion that the private sector is efficient is total mythology,” Angell said.

According to Angell, private health insurers take 10 to 20 percent of premiums patients pay just to cover administrative overhead costs. She said some smaller insurance companies take up to 30 to 40 percent of premiums.

“Medicare pays only 3 percent in overhead. Right there you see a much more efficient system,” Angell said.

Baucus favors a program similar to what Massachusetts implemented in 2006, in which everyone is required to be covered by some sort of health insurance, either through their employer or out of their own pocket. If a resident can’t afford to buy his or her own coverage, the state helps that person pay for it. Baucus outlined the main points of his proposals in a report last November.

“Massachusetts is being held up as some sort of a model. I live in Massachusetts, and I can tell you it’s not a model you would want to follow,” Angell said. “Most people in Massachusetts are now insured, but the costs are going up so rapidly that they are having to shrink benefits and increase co-payments, and it cannot last in the form intended. The state is broke.”

Angell said the federal government could face the same fate if it adopts that model of reform.

Though Baucus refuses to include single-payer advocates in the heath care reform hearings, he said he cares about their ideas and is listening.

“In fact, I’m meeting with advocates of the single-pay system. I have in Washington, and I’m in Montana right now (and) will soon be meeting with them in Montana,” Baucus said Friday.

He also is considering the idea of offering a publicly run insurance plan that would compete with private plans.

“We have a public option on the table,” Baucus said. “It’s one of the so-called coverage options, and it’s similar to single-pay and that’s being discussed, that’s being debated.”

A single-payer plan would take greed out of the health-care business

By Wayne Madsen
Arizona Daily Star
05.11.2009

Americans finally are starting to realize what citizens in other advanced democracies took for granted decades ago: Private health insurance is a shopworn relic from a bygone era when few people could afford quality medical care.

In an ideal world, Congress would have passed a government-administered universal health-care system when it was first introduced by Rep. John D. Dingell, D-Mich., in 1945. When the congressman died in 1954, his son John D. Dingell Jr. won his seat in a special election and has introduced his father’s National Health Insurance legislation at the start of each new Congress.

Unfortunately, the Dingells’ clear vision thus far has been the victim of powerful interests — physicians organized under the banner of the American Medical Association, the pharmaceutical industry and, of course, the nation’s private health insurers.

All profit immensely from the present system, which has ratcheted up costs to the point where the United States now spends twice as much on health care as other industrialized countries — $7,129 for every man, woman and child.

While the other advanced nations provide excellent medical coverage for all of their citizens, our nation falls shamefully short. More than 47 million Americans — including 9 million children — have no health-care insurance.

The two major reasons for this gaping disparity between consumer spending and actual services are the inefficiencies inherent in a system that involves thousands of delivery agents and, sadly, outright greed.

The vast private insurance bureaucracy and the forests of paperwork they produce vociferously consume 31 cents of every health-care dollar consumers shell out, according to the advocacy group Physicians for a National Health Program.

Funneling that money into a single system run by the federal government would save more than $350 billion per year — more than enough to provide comprehensive health care of the highest quality for all Americans.
Some experts believe that the savings from eliminating the pervasive greed in the current system might double that amount although they acknowledge there’s no way to calculate that.

One of the major problems with private insurers is their desire for ever-rising profits means they have little incentive to insure people with prior health conditions — those that are already sick or have had a bout with a serious illness like cancer.

A friend of mine — some eight years cancer-free after breast surgery — constantly receives letters from her insurer asking her to fill out a comprehensive survey on her overall medical condition. She wisely declines each opportunity because she believes the insurers are trolling cancer survivors looking for any excuse to cancel current policies and deny applications for new ones.

Ironically, it appears that President Obama and congressional health-care leader Sen. Edward Kennedy, D-Mass., may be about to give the insurers the type of reform they have spent millions of dollars lobbying for — despite their posturing as champions of rational change.

The proposal by America’s Health Insurance Plans would mandate that the federal government force everyone to purchase private health insurance. All Americans would be covered under this scheme, but the feds would step in and subsidize those with health risks that are extremely costly to treat.

The idea is to continue to let private health insurers reap obscene profits and continue to make large campaign contributions to compliant candidates.

It reminds one of the classic line from “The Leopard,” Giuseppe Tomasi di Lampedusa’s great novel about the unification of Italy in the 1860s: “If we want things to stay as they are, they will have to change.”

Rather than retaining the notorious Capitol Hill sleight-of-hand that delivers cash-filled envelopes, Americans should push for a single-payer system like the ones currently enjoyed by Canadians and most Europeans.

Under such a system, all Americans would be covered for virtually every medical expense and regain the once cherished right of freely choosing their doctors and hospitals.

That, indeed, would be revolutionary reform: one that marches under the banner of “Patients before Profits.”

Scare tactics aimed at single-payer health system

By GENE FENDERSON
Guest Opinion
Billings (Mont.) Gazette
May 16, 2009

Ezra Klein, a prominent health care and political journalist/blogger was recently interviewed by Mike Dennison, a reporter at the Gazette State Bureau. The interview addressed the hearings on health care reform being held by Sens. Max Baucus of Montana and Charles Grassley of Iowa, the U.S. Senate Finance Committee chairman and the ranking member. The most important question in the interview was, “Shouldn’t a single-payer or Medicare-for-all system of universal coverage be considered?”

Klein replied: “When the politicians say, ‘We’re going to take what you have now away and you can trust the federal government to do this [health care] now’ – that scares the hell out of people.”

Old scare tactics at work

So the old scare tactics on health care reform are still around. But think about it. If Congress won’t even consider a single-payer health care system, what kind of a “system” will our nation and we, as individuals, end up with? I am convinced the outcome will be even more complicated and detrimental than what we have now, a hodgepodge on top of an existing hodge-podge of insurance plans. In other words, no plan and certainly no “system.”

You will continue to get health insurance coverage through your employment, which will make our employers less competitive in world markets and create more job losses. Or you will be forced to buy insurance individually. If you cannot afford individual coverage, you will be given a public subsidy to get it.

Remember, you will probably change jobs seven times in your career, like most Americans. So you may have to buy some kind of bridging coverage in between those jobs and pay the full premium, including what your employer paid before. If you’re broke, you’ll have to prove to the system you need some financial help. If you don’t get coverage or can’t figure out the system, you’ll end up in the emergency room. Just like now, everyone will pay for it – through their taxes or through increases in their health insurance premiums to help health care providers offset the losses of giving care to the uninsured.

Will you be able to keep your private plan if you move across the nation? Will your plan coverage be the same? Will each state have the same coverage? What if you move within the state?

A Medicare plan for all

A Medicare-type plan; single-payer for all; everybody in, nobody out approach is efficient and effective. It will save $400 billion for the American taxpayer every year, instead of spending the $700 billion Baucus and Grassley helped set aside for health care reform in the recent federal budget. Savings from single-payer can be used to help adequately cover the 50 million people who are uninsured and the 70 million who are underinsured. The single-payer plan would concentrate on prevention and offer free choice of doctors, hospitals and other medical providers. It would eliminate in-network, out-of-network, deductibles, exclusions and co-pays.

According to recent polls, the majority of the American people, including a majority of doctors, nurses and health economists want a single-payer plan. Why don’t Baucus and Grassley, the senators elected to represent us?

Call them. E-mail them. Fax them. Tell them America needs single payer. To lower the current 17.4 percent of U.S. gross national product spent on health care to 9 percent of GNP like the rest of the industrialized world, we must have single-payer health care.

Gene Fenderson of Helena was a board member for a Montana Taft-Hartley Health Care Trust Fund for 25 years and is a founding member of Montanans for Single-Payer, www.montanansforsinglepayer.org.

South Thomaston man arrested at Senate session

By Abigail Curtis
Bangor Daily News
May 16, 2009

A Maine health care activist was arrested, shackled and put in leg irons Tuesday in Washington for disrupting a U.S. Senate Finance Committee round-table discussion on health care reform.

Jerry Call, 64, of South Thomaston, co-founder of the group Midcoast Health Care Reform, spent 30 hours in a Washington, D.C., jail after he stood up at the round table and said 60 percent of the nation’s citizens want a single-payer system.

“Why do you insist on spending more money, when the single payer would give it to us at the price we’re spending now? Sixty percent! Why not 60 percent of the people in front of you representing single payer?” Call said before a Capitol police officer pulled him out of the hearing room. “This is a sham! All you’ve got is special interests groups up there.”

In response to Call’s words, Sen. Max Baucus, D-Mont., who is chairman of the committee, said the hearing would take a break “until the police can restore order.” He then asked for the police to “please come more expeditiously,” according to a C-SPAN video of the event.

Call was representing the national group Physicians for a National Health Program. He and four other single-payer advocates were arrested outside the hearing room, he sa
id in a telephone interview Wednesday night.

“It needed to be said,” he said of his comments. “I wouldn’t even be involved in this except for the fact that polls show that over 60 percent of Americans want a single-payer system.”

At the start of this week’s round table, more than a dozen nurses stood in silent protest and turned their backs on Finance Committee Chairman Baucus as he spoke. They had signs attached to the backs of their shirts supporting single-payer or government-run health care and protesting industry influence.

Baucus did not incorporate any advocates of a single-payer health care system in this series of hearings.

On May 5, eight doctors, lawyers and activists were arrested after they disrupted the opening comments of the hearing to ask why single-payer experts were being excluded from the proceedings, according to Physicians for a National Health Program.

“This is totally new for me,” Call said. “If I hadn’t been so incensed by [Baucus’] attitude and dismissiveness, I wouldn’t have come to Washington.” A spokeswoman for the Senate Finance Committee said Thursday that Baucus has been working on health care reform for a year and a half.

“Senator Baucus wants to achieve quality, affordable health care for all Americans,” Erin Shields said. “And he wants to make sure that all Americans who20like the coverage they have now can keep it. For that reason, he wants to build on the employer-based health insurance system we have today.”

She said that health care advocates who were not allowed to testify at the round table were invited to submit statements for the record, and that the senator had offered to meet with anyone in his office. That offer didn’t sit well with people like Call, who said that his message about single-payer health care was important enough to be said in public — not behind closed doors.

“He’s just continuously said that he’d refuse to let us take part, and refuse to let single payer be part of the discussion,” he said of Baucus.

Call said that he did not see Sen. Olympia Snowe, who also sits on the Finance Committee.

A representative of Snowe’s office, Julia Wanczo, said the senator has attended the round tables and asked questions, but that she has not been involved in choosing the witness list.

“I know that she has been a longtime advocate for overhauling the [health care] system,” Wanczo said. “At this point, she hasn’t taken anything off the table. She’s exploring all viable options.” Call said that he originally got involved with health care reform several years ago after he was diagnosed with an aggressive form of cancer.

“Going into the operation, I said that
if I lived through it, I’d find a way to pay back society for my good fortune,” he said. “When I heard about single payer, I knew what I’d have to do. We already spend twice as much as any other industrialized nation [on health care] and the outcomes are worse.”

In Maine, Call has organized a single-payer health care rally planned for May 30 in Augusta.

Mark Almberg, communications director for the 16,000-physician-strong advocacy group with which Call is affiliated, said that the activists felt compelled to speak out at the roundtable because they had sent “literally thousands” of e-mail messages, phone calls and faxes to Baucus but that no representative of the single-payer viewpoint was included.

“I think it was in the best traditions of civil disobedience in the United States,” Almberg said. The Associated Press contributed to this report.

Single-payer health care is smart solution for America

Hedda Haning
The Charleston Gazette
May 16, 2009

CHARLESTON, W.Va. — Everyone agrees that we should all have health care. Most agree the federal government can fund it because we’re desperate. Even the insurance companies agree. The one thing no one discusses is “single payer.”

In case you can’t tell, it’s a swear word; the phrase is always followed by “Socialized medicine. Boo!” You never hear the fact that all other civilized nations have some form of a single-payer system and provide better health care than we do at much lower cost. If that does leak out, the next thing you hear is that it is obviously “Un-American.”

So what is a single-payer health-care system? It is non-profit. It is Un-American like roads and schools and fire and police and Social Security. It is not socialized medicine. Everyone chooses his own private doctor and hospital. The difference is in the payment system. Patients submit a card to doctors and hospitals and payments are made from a single payer, a trust fund established by taxes collected in a fair way at the federal level.

There would be no co-pays, deductibles or balance billing. The tax bill for most people would be much less than they pay for medical insurance and uncovered care because there would be no profits, the administrative costs would be cut by approximately 80 percent, and care would no longer be fragmented and disorganized. Insurance companies would no longer make medical decisions, and no doctor or hospital would be out of network.

There would be negotiated fees and global budgets keeping costs predictable and controllable. The mechanisms would have to be transparent and open to comment and the administrators widely representative. Today, many doctors will not accept Medicare and Medicaid patients because the fees are set lower than their expenses. Everyone suffers. In the single-payer system, the responsible board in charge would have to negotiate regularly with those doctors for changes. Also, without paperwork for each visit by each patient, administrative costs in each office (now huge because of all of the pre-approving, denying and re-submitting) would be greatly reduced – cutting the doctor’s overhead substantially.

A single-payer system would cover everyone, including the CEO of GM, your senator and you. Do you think Congress would pay more attention if they had the same health care we do? The Gazette has recently commented that our Congressional folks want universal coverage. Watch out, because it is a glib trap. Their plan is to mandate that everyone get care through private for-profit insurance firms with public assistance as needed. Unsurprisingly, the insurance industry is strongly supportive. Their huge overhead will be built into the plan. Call it what it is: welfare for insurance corporations.

This approach has been tried in several states, most recently Massachusetts, and has failed everywhere to be affordable and provide necessary care.

In a single-payer national health program, it doesn’t matter if you are rich or poor, just lost your job, have diabetes and heart disease or are healthy. We will no longer have to humiliate people by having them prove they are poor enough to be eligible. The care is comprehensive, covering all medically necessary expenses including primary care, medications, procedures, hospitalizations, mental health, dental, nursing home and home health care.

In case you want to move to Arizona, you will have medical care there, too. Think of single-payer as a better Medicare covering everyone.

A single-payer system can better assess the application of new technology and quality of care outcomes. It can make better long-term decisions and investments, based on patient needs rather than profit. Since we would all be in the same boat, we would all have an incentive to fix the problems that come up. Other countries do this.

Most people don’t know that the federal government already pays for two-thirds of health-care costs through programs including Medicare, Medicaid, the military and tax breaks. The federal government alone already pays – right now – more per capita for health care than any other developed nation pays, but it does not control the system. It is run by insurance companies protecting their profits.

And here’s another little secret: our economy would be much more vibrant if every employer did not have to carry the burden of health care for every employee and if employees were not often stuck in dead-end jobs for fear of losing medical coverage.

Single-payer’s most serious problem is that it puts people before profits: the insurance and pharmaceutical companies hate it. Their lobbyists are already hard at work convincing your legislators that it isn’t feasible. No doubt the ads will be on TV any minute. There was just a conference at West Virginia State University. Single-payer was never mentioned.

It’s apparently not enough that most physicians (an overwhelming majority of primary care physicians) support such a program, as do nurses, many other medical professionals, unions and non-profit organizations.
And doctors in other capitalist countries are quite positive about their own single-payer systems. They are financially comfortable. They do research, develop and use new drugs, and often have access to more advanced technology than we do. They have less interference with their medical decisions than private insurance imposes on our doctors and patients. And study after study shows their health outcomes are better than ours, all while keeping their health-care costs half of ours. Did I mention their patients aren’t bankrupt by medical costs? No other country rations care as we do by ability to pay.

The best kept secret is that polls show two-thirds of Americans supporting such a program, even if they have to pay more in taxes to get it, which would still cost less and be a more predictable expense than paying for private insurance. The fact is if what we’re after is medical care for all Americans at a price we can afford – hugely important to our stressed economy – then single-payer, not-for-profit health care is the ONLY feasible solution.
Haning, a Charleston doctor, is a member of Mountain State Physicians for a National Health Program.

In health care reform, even the supporters are divided

by Bob Braun
Columnist
New Jersey Star-Ledger
May 17, 2009 10:16PM

WASHINGTON — The debate over health care already has turned ugly — and it hasn’t formally begun. Long before Republicans and other opponents of big government involvement in health care even have a chance to denounce it as “socialized medicine,” supporters of bigger involvement are clawing away at each other.

Proponents of a single-payer system feel they were ignored in the congressional debate. That’s hard to refute — activists have been arrested at Senate hearings when they protested the failure of Democrats to take their cause seriously.

Proponents have lashed back, reminding Democrats of inconvenient campaign promises last fall and raising questions about the amount of campaign contributions key Democrats receive from insurance companies and drug firms that oppose single-payer.

“The best solution would be a single-payer system, similar to what all other developed countries have,” says Bill Armbruster of Jersey City, who is active in the group Health Care Now. “Yet single-payer isn’t even on the table in all the discussions about health care reform. That’s because of the power of the insurance lobby.”

Supporters of the bill likely to emerge from the Democrats argue single-payer proponents jeopardize any chance for reform. Says U.S. Rep. Rob Andrews (D-1st Dist.), one of the authors of the impending legislation:

“The country needs a law that will reduce the health care cost explosion for insured people while extending coverage to uninsured people. Single-payer does not have majority support in either house and cannot pass, largely because insured people are understandably reluctant to give up coverage that they have negotiated for and earned.

“We are trying to build a coalition broad and strong enough to deliver the change in health care that Americans voted for.”

U.S. Rep. Frank Pallone (D-6th Dist.), another author of the administration-backed bill, warns that division among reform supporters will endanger a key provision — a government insurance plan competing with private insurers in a so-called “marketplace.”

“It represents a clear compromise between those on the right who want competition only among private plans and those on the left who might prefer a sole public option or even a single-payer system,” says Pallone.

So that’s the stark choice, as painted by congressional Democrats — get on board the compromise train or health care reform will never leave the station.

Only one New Jersey congressmen, Donald Payne (D-10th Dist.), is supporting a single-payer bill. He is one of 75 co-sponsors of legislation — HR 676 — creating a system that would provide every American with government-backed health insurance.

One of the state’s chief supporters of single-payer is Winthrop Dilliway, a faculty member at the University of Medicine and Dentistry of New Jersey and a member of the Physicians for a National Health Program.

He called such a system “the most humane, most efficient, and most democratic” way of providing health care. It would not be “socialized medicine,” he says, because, unlike the British system, there would be no national health service that actually provides the doctors. The payment would come from the government — not the service.

All doctors would be paid by the same system so issues of choice would not come up. It would, in effect, extend the Medicare system for retirees to all Americans.

“It is the most efficient provider in the nation right now,” he says.

The Canadian single-payer system, he says, has reduced health care costs so that they are now one-half of those in the United States.

“There are complaints, sure, but Canadians would never give up their system for the non-system we have — who would? They do not have inferior quality of care.”

Dilliway argues that costs for private insurance companies are twice those of Medicare “because they have dividends to pay and all those clerks to hire.”

The issue at the heart of the debate is the risk pool. Medicare covers the elderly, the people most likely to need health care. If Medicare were extended to everyone, the pool would be expanded to include young as well as old, sick as well as healthy. Insurance can be efficient to the extent it can spread the risk.

Keeping private insurers — even in a “marketplace” approach with a public option — would not allow for a large risk pool with low-risk insured, Dilliway says.

“The government is already paying for costly programs — it needs the rest of the population on board to keep per-capita costs down,” he says.

Dilliway cites polls suggesting majorities of both the general population and of physicians themselves favor a national insurance system.

He knows, however, that, without Obama’s support, single-payer doesn’t have much of a chance — at least this time around.

“The president doesn’t want to have that fight now.”