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Articles of Interest

Is a Single-Payer Health Insurance Program Feasible?

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Two letters: Alan Meyers, M.D., and Jim Recht, M.D.
The New York Times, Letters, Jan. 21, 2016

To the Editor:

Re ā€œHealth Reform Realitiesā€ (column, Jan. 18):

I’m glad to see that Paul Krugman acknowledges that ā€œif we could start from scratch, many, perhaps most, health economists would recommend single-payer, a Medicare-type program covering everyone.ā€ His argument that we should not work for it now is unconvincing.

Just because private insurers are powerful doesn’t mean a concerted national campaign can’t overcome their well-funded opposition. Already a majority of the general public (58 percent in a recent Kaiser poll) supports single-payer. Cost will never be controlled until we do away with the bloated administrative expenses of our hopelessly complex financing arrangements and for-profit medicine.

And while the Affordable Care Act has indeed been a great help for many seeking health insurance, it has left over one-fourth of Americans ages 18 to 64 with problems paying their medical bills. As you have reported, that can be the case even for those with insurance (ā€œMedical Debt Often Crushing Even for Insured,ā€ The Upshot, Jan. 5).

We can do better, as every other developed nation has demonstrated.

ALAN MEYERS

Dr. Alan Meyers resides in Boston. He is a professor of pediatrics at Boston University School of Medicine and a founding member of Physicians for a National Health Program.

To the Editor:

Paul Krugman argues that perhaps the ā€œmost importantā€ reason not to pursue single-payer health care financing is that it ā€œwould impose a lot of disruption on tens of millions of families who currently have good coverage through their employers.ā€

As a physician who happens also to be an employee of a large Boston-area human services agency, I can tell you from personal experience, as well as from the (frequently desperate) experiences of my patients, that ā€œgoodā€ is not how any of us would describe our coverage.

Premiums are jaw-droppingly high (and projected to increase anywhere from 6.8 to 16.5 percent this year); high-deductible and other ā€œSwiss cheeseā€ insurance policies have become the norm, resulting in increasing out-of-pocket co-pays and deductibles; and obstacles to care, from arbitrary ā€œprior authorizationā€ requirements to restricted panels, regularly prevent people from receiving the care they need. Along with so many of my patients and colleagues, I am convinced that single-payer is right for us, right now.

JIM RECHT

Dr. Jim Recht resides in Cambridge, Mass. He is an an assistant professor of psychiatry at Harvard Medical School.

http://www.nytimes.com/2016/01/22/opinion/is-a-single-payer-health-insurance-program-feasible.html?partner=rssnyt&emc=rss&_r=0

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