PNHP co-founder Dr. Steffie Woolhandler appeared on “Democracy Now!” on November 11, 2020. She discussed the shortcomings of the individual mandate to purchase health insurance, which was central to a lawsuit seeking to invalidate the entire Affordable Care Act that made its way to the Supreme Court on November 10. Dr. Woolhandler noted that the mandate has always been unpopular, and added that the reform we really need is improved Medicare for All.
HDHPs and HSAs are drivers of institutional racism
Racial/Ethnic And Income-Based Disparities In Health Savings Account Participation Among Privately Insured Adults
By Jacqueline Ellison, Paul Shafer, and Megan B. Cole
Health Affairs, November 2020
Abstract
With the rise in the share of privately insured patients covered by high-deductible health plans (HDHPs), understanding sociodemographic trends in the uptake of health savings accounts (HSAs) is increasingly important, as HSAs may help offset the higher up-front costs of care in HDHPs. We used nationally representative data from the National Health Interview Survey from the period 2007–18 to examine trends in HDHP enrollment and HSA participation among privately insured adults by income level and race/ethnicity. Our findings show a substantial increase in HDHP enrollment across all racial/ethnic and income groups from 2007 to 2018. However, Black, Hispanic, and low-income HDHP enrollees were significantly less likely than their White and higher-income counterparts to participate in HSAs, and these gaps increased over time. This means that the HDHP enrollees most likely to benefit from the potential financial protection of HSAs were the least likely to have them. If these trends persist, racial/ethnic and income-based disparities in cost-related barriers to care may widen.
From the Discussion
Increased HDHP enrollment across all income levels and racial/ethnic groups reflects the larger trend in employers’ HDHP plan offerings during the past decade, as employers have often shifted costs to workers and attempted to minimize premium growth by using high deductibles and offering less generous benefits. Although other studies have documented increasing rates of HDHP enrollment in aggregate, our findings show that these increases have occurred across all income and racial/ethnic groups over time. As these trends persist, low-income, Black, and Hispanic populations, who already experience financial and structural barriers to care, may disproportionately experience negative consequences of high cost sharing.
Lower HSA participation among low-income individuals and families may be a result of this population being less likely to have an employer that contributes funds annually to the HSA or because lower-income people have fewer resources to set aside for future health care expenses. Research has demonstrated that lower savings levels among Black and Hispanic workers are primarily a consequence of inequities in intergenerational wealth, education, and employment. Thus, our finding of lower HSA participation among Black and Hispanic HDHP enrollees is likely a result of the disproportionate structural burdens borne by these communities. Fewer opportunities and lower incomes, compounded by labor-market discrimination, contribute to the racial/ethnic wealth gap and subsequent ability to save, as well as to the likelihood of being in a job that contributes to an HSA. Thus, institutionalized racism, as opposed to individual choices or agency, is the likely driver of observed racial/ethnic disparities in HSA participation.
Lower HSA uptake among people earning below 200 percent of the federal poverty level ultimately means that the people most likely to benefit from HSAs are those least likely to have them. Research consistently demonstrates that even minor cost sharing can result in the delay or avoidance of essential care, adverse events, and emergency department visits among low-income and chronically ill patients.
https://www.healthaffairs.org…
Comment:
By Don McCanne, M.D.
High-deductible health plans (HDHPs) are promoted as a means to make patients more prudent shoppers of health care by making them responsible for upfront costs. But it has been well documented that these out-of-pocket costs have caused patients to forgo beneficial health care that they should have. To counter this adverse consequence, health savings accounts (HSAs) have been promoted to cover the upfront expenses. The problem here is that too many people do not have HSAs, and, if they do, the accounts frequently remain unfunded.
This study confirms that increases in HDHP enrollment have occurred in all income and racial/ethnic groups, whereas “Black, Hispanic, and low-income HDHP enrollees were significantly less likely than their White and higher-income counterparts to participate in HSAs.”
The consequences are obvious. Since those who have the greatest need for HSAs are less likely to have them, it is more likely that they will be unable to afford essential upfront health care services and then suffer the adverse health and financial consequences as a result.
Thus this study confirms that HDHPs and HSAs are yet one more example of institutional racism since they have a disproportionate negative impact on Black, Hispanic, and low-income individuals.
We could make progress in countering institutional racism by enacting and implementing a well designed, single payer, improved Medicare for All. Maybe we don’t have to call active opponents of Medicare for All racists, but we could let them know that their position does support institutional racism. Hopefully enough of them would be sensitive enough to that issue that they might take a more serious look at Medicare for All.
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AOC refutes centrists who blame M4A progressives for suppressing the blue tide
'Every. Single. One.': Ocasio-Cortez Notes Every Democrat Who Backed Medicare for All Won Reelection in 2020
The same cannot be said for those more centrist lawmakers who continue to defend the nation’s increasingly unpopular for-profit healthcare system.
By Jon Queally
Common Dreams, November 7, 2020
Highlighting an interesting—and to many, instructive—electoral trend that others have spotted in the days since 2020 voting ended earlier this week, Congresswoman Alexandria Ocasio-Cortez on Saturday—just as jubilation spread nationwide among Democrats and progressives upon news that Joe Biden will be the next U.S. President—pointed out that every single congressional member this year who ran for reelection while supporting Medicare for All won (or was on their way to winning) their respective race.
The tweet emerged as many across the corporate media landscape, including pundits and former high-level Democratic officials like Rahm Emanuel, unabashedly pushed a narrative that progressives calling for policies like a single-payer universal healthcare system or the Green New Deal are somehow a hindrance to electoral success. Ocasio-Cortez was not standing for it.
As Common Dreams reported Friday, while corporate-friendly Democrats have continued to go to bat for the for-profit healthcare system that lavishes billions of dollars each year on insurance companies, for-profit hospitals, and pharmaceutical giants, a new poll this week—put out by Fox News no less—shows that 72% of all U.S. voters would prefer a “government-run healthcare plan.” And the poll is far from an outlier, with numerous surveys in recent years showing this trend.
Amid Tears and Anger, House Democrats Promise ‘Deep Dive’ on Election Losses
By Luke Broadwater and Nicholas Fandos
The New York Times, November 5, 2020
Representative James E. Clyburn of South Carolina, the third-ranking Democrat, said the party needed to overcome racial animus in the electorate, and had to shy away from certain far-left policies that alienate key segments of voters if Democrats wanted to win a pair of Senate seats currently in play in Georgia.
“Those two seats offer us the opportunity to change the dynamics in the Senate, but we are going to have to win those seats to do it,” he said. He cautioned against running on “Medicare for all or defunding police or socialized medicine,” adding that if Democrats pursued such policies, “we’re not going to win.”
Alexandria Ocasio-Cortez on Biden’s Win, House Losses, and What’s Next for the Left
By Astead W. Herndon
The New York Times, November 7, 2020
We finally have a fuller understanding of the results. What’s your macro takeaway?
Well, I think the central one is that we aren’t in a free fall to hell anymore. But whether we’re going to pick ourselves up or not is the lingering question. We paused this precipitous descent. And the question is if and how we will build ourselves back up.
We know that race is a problem, and avoiding it is not going to solve any electoral issues. We have to actively disarm the potent influence of racism at the polls.
But we also learned that progressive policies do not hurt candidates. Every single candidate that co-sponsored Medicare for All in a swing district kept their seat. We also know that co-sponsoring the Green New Deal was not a sinker. Mike Levin was an original co-sponsor of the legislation, and he kept his seat.
To your first point, Democrats lost seats in an election where they were expected to gain them. Is that what you are ascribing to racism and white supremacy at the polls?
I think it’s going to be really important how the party deals with this internally, and whether the party is going to be honest about doing a real post-mortem and actually digging into why they lost. Because before we even had any data yet in a lot of these races, there was already finger-pointing that this was progressives’ fault and that this was the fault of the Movement for Black Lives.
I’ve already started looking into the actual functioning of these campaigns. And the thing is, I’ve been unseating Democrats for two years. I have been defeating D.C.C.C.-run campaigns for two years. That’s how I got to Congress. That’s how we elected Ayanna Pressley. That’s how Jamaal Bowman won. That’s how Cori Bush won. And so we know about extreme vulnerabilities in how Democrats run campaigns.
Is there anything from Tuesday that surprised you? Or made you rethink your previously held views?
The leadership and elements of the party — frankly, people in some of the most important decision-making positions in the party — are becoming so blinded to this anti-activist sentiment that they are blinding themselves to the very assets that they offer.
I’ve been trying to help. Before the election, I offered to help every single swing district Democrat with their operation. And every single one of them, but five, refused my help. And all five of the vulnerable or swing district people that I helped secure victory or are on a path to secure victory. And every single one that rejected my help is losing. And now they’re blaming us for their loss.
So I need my colleagues to understand that we are not the enemy. And that their base is not the enemy. That the Movement for Black Lives is not the enemy, that Medicare for all is not the enemy. This isn’t even just about winning an argument. It’s that if they keep going after the wrong thing, I mean, they’re just setting up their own obsolescence.
Comment:
By Don McCanne, M.D.
A turning point in the nomination process for the Democratic Party was when the centrists decided to bump Bernie Sanders and align behind Joe Biden, claiming that leftist socialist concepts such as Medicare for All would result in defeat for the Democratic Party. Joe Biden reinforced this by emphatically denouncing the Medicare for All concept even though it was very popular amongst members of the Democratic Party. The surge to the right was so effective that the centrists managed to keep Medicare for All out of the Democratic Party platform.
The Democrats expected a blue tide which would expand their control of the House and take over control of the Senate. They got neither, though certainty of the control of the Senate will have to wait for the two runoff elections in Georgia, both highly likely to go to the Republicans.
It is ironic that the centrists are now blaming the progressives for this political failure, when it appears that the candidates supporting Medicare for All and other progressive issues prevailed, whereas the losses were amongst the candidates who refused to support Medicare for All.
I live in Orange County, California – a traditionally politically conservative county – home of the John Birch Society, the Nixon Western White House, and the Lincoln Club. For the last half century our Congressmen, all males, have been Republicans, until the 2018 midterm election. At that time, an environmental attorney, Mike Levin, ran for the seat. Health care remained a top concern that President Trump was not adequately addressing. Levin ran on progressive issues, strongly supporting Medicare for All and even including mention of Physicians for a National Health Program in his campaign literature. (He is a neighbor of mine, and I did support him in the campaign, but he was not influenced so much by me but rather by his own innate sense of health care justice.)
Once in Congress, Levin became an original co-sponsor of Pramila Jayapal’s Medicare for All Act of 2019 – H.R. 1384. When he ran for re-election this year he still quietly supported Medicare for All, but his health care emphasis has been to support expanding access on an urgent basis because of COVID-19, by strengthening the Affordable Care Act. He also supports other progressive causes such as eliminating the nuclear waste at our decommissioned San Onofre Nuclear Plans, and, importantly, supporting the large number of veterans who live here near Camp Pendleton. So he did continue to support Medicare for All, and he was re-elected.
I should mention another Democratic congressman, Harley Rouda, who was also elected in the Orange County Democratic sweep in 2018. Once in Congress, he declined to cosponsor Jayapal’s Medicare for All bill. He lost his current bid for re-election to a controversial Republican who, as a member of the Orange County Board of Supervisors, opposed requiring face masks during the pandemic, amongst other controversial positions.
Conor Lamb, a moderate from Pennsylvania, said that people are not clamoring for single payer health insurance nor the Green New Deal, but he was re-elected by a very narrow margin (51 to 49), so he seems to be an exception in this election by having survived in spite of his failure to support Medicare for All.
Also of interest is that Democrat Donna Shalala, a former HHS Secretary, was also opposed to Medicare for All, and she lost her bid for re-election to the House.
The centrists have it wrong. Instead of blaming the progressives for disappointing results in the election, they should be joining the progressives and enlightened conservatives in support of single payer, improved Medicare for All. The election is over. They should get to work.
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An anti-racist approach to medical care
Getting Our Knees Off Black People’s Necks: An Anti-Racist Approach to Medical Care
By Rupinder K. Legha, David R. Williams, Lonnie Snowden, and Jeanne Miranda
Health Affairs Blog, November 4, 2020
The coronavirus pandemic has exposed the racist structures, policies, and ideologies that are killing Black lives with impunity. Then on May 25th, 2020, a police officer charged with protecting the community instead exerted the weight of his knee and the force of his power to end George Floyd’s life, a painful visual depiction of racism that most were unable to deny. Health care workers have joined worldwide protests against the pandemic of American racism; but we, too, must ask how we can get our knees off Black people’s necks.
Racism and anti-Blackness in our country’s structures and medical systems can be seen as clearly as the footage of Mr. Floyd’s life being taken. They warrant immediate reform. Drawing upon Ibram Kendi’s scholarship, we propose an anti-racist approach to medical care that emphasizes recognizing racism’s historical roots, identifying racism within ourselves and our medical systems, and then dismantling it with the ultimate goal of challenging enduring racial health disparities.
An Anti-Racist Approach to Clinical Care: Five Core Components
- Learn the legacy of racism in American medicine to avoid perpetuating it.
- Admit to being racist to become anti-racist.
- Slow down: Pause to heighten racial consciousness and prepare for challenging racism.
- Identify and oppose racism at the individual, institutional, and policy level.
- Our hospitals and health care institutions must become involved in human capital and economic development in local communities. Health systems often serve as anchors in communities and should, therefore, take an active part in building health equity.
(Each of these components is discussed in the article.)
Conclusion
An anti-racist approach to medical care cannot overcome the structural racism embedded within our country nor rectify centuries of oppression and injustice. Nor does it address the racism and racist abuse experienced by Black medical students, residents, and attending physicians. Despite its shortcomings, however, an anti-racist approach empowers health care providers to immediately challenge the racism and anti-Blackness that ended George Floyd’s life. By admitting to being racist in order to become anti-racist, we can redirect the weight of our authority to get off Black people’s necks and to protect them instead. We encourage similar approaches focused on other racial, sexual, and gender minority communities, too.
Rupinder Legha, MD, is an assistant clinical professor in the Department of Psychiatry and Biobehavioral Sciences at the University of California, Los Angeles.
David R. Williams, PhD, MPH, is the Florence Sprague Norman and Laura Smart Norman Professor of Public Health and chair of the Department of Social and Behavioral Sciences at the Harvard T.H. Chan School of Public Health. He is also a professor of African and African American studies and sociology at Harvard University.
Lonnie R. Snowden, PhD, is a professor of health policy and management at the University of California, Berkeley School of Public Health.
Jeanne Miranda, PhD, is a professor in the Department of Psychiatry and Biobehavioral Sciences at the University of California, Los Angeles.
https://www.healthaffairs.org…
Comment:
By Don McCanne, M.D.
Enough stress lately? We need to refresh our thinking.
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Sandro Galea’s wake-up call
Covid in the U.S.
The New York Times, November 5, 2020
Learning From November 3: A Wake-Up Call for Public Health
By Sandro Galea, M.D., M.P.H., Dr.P.H.
Milbank Quarterly, November 4, 2020
This was supposed to be an election about health. For the first three years of his presidency, Donald Trump presided over what appeared to be a robust economy, which he made the foundation of his re-election campaign. Polls last year suggested economic gains that could place Trump in a favorable position for re-election. Then, in 2020, there came a novel coronavirus, which became known as COVID-19. As of now, more than nine million Americans have been infected with COVID-19, and over 233,000 have died, a story that rightly has dominated the national conversation.
In response to this crisis, the president acted in direct opposition to public health and medical advice, sometimes seeming to reject the very existence of COVID-19, and making this outlook central to his re-election platform. This seemed at dramatic odds with how the country felt about COVID-19. Polls suggest that Americans consider COVID-19 to be an important threat—in June, 66% of Americans said they were worried about exposure to the disease. This concern is, of course, consistent with reality, with hundreds of thousands of Americans dying and many more becoming infected with the virus.
This set the stage for an election that seemed to be entirely about health. This dramatic health concern dominated public attention like no other in 100 years, and the election featured two candidates, one of whom—Vice President Biden— contended that he would follow the advice of public health experts in order to control the pandemic, while the other—President Trump— suggested little concern about COVID-19, an attitude in direct opposition to what the general population seemed to think about the pandemic.
All of this pointed to an election that would see the votes align with public perception of the virus, bringing Vice President Biden swiftly to power. That is not, of course, what has happened. While the election results remain uncertain, it is now clear that, regardless of who will eventually win, there was no dramatic sweep for Biden, and voters remain as evenly divided about the candidates as they were four years ago in the close race between Donald Trump and Hillary Clinton. This is the case despite the President’s apparent misalignment with the public’s attitude towards the pandemic.
So, what happened? What does this teach us? There is much, of course, that goes into the science of elections and voting, and one could focus much attention on the mechanics of voter influence, on efforts to suppress the vote, and on candidates’ efforts to persuade voters by making claims that may not hew exclusively to the truth. However, I would argue that this moment conveys two key insights, both of which are directly applicable to our understanding of health.
First, this moment teaches us humility in how we think about the importance of health. While the COVID-19 pandemic has been overwhelmingly an issue about health, and while it has captured public attention, with poll after poll showing that people care deeply about the pandemic, it is not at all clear that voters were willing to take the necessary steps to mitigate the virus. It is not at all clear that the steps involving widespread economic shutdown were palatable to the population despite its concern with the virus. This should be a critical wake-up call for those in public health. Simply speaking, health, on its own, was not enough to sway the election, and voters showed, decisively, that despite overwhelming concern about the pandemic, they were not willing to put aside everything else in the service of maintaining their health. This runs dramatically counter to public health thinking around the importance of the approaches necessary to contain the virus, which often involve substantial economic sacrifice, including lockdowns. This was seen, for example, in the recent John Snow Memorandum, which was drafted to repudiate the Great Barrington Declaration, the latter document suggesting a different approach to the pandemic that de-emphasized widespread lockdowns. Fundamentally, public health’s call in the past year has been premised on the notion that we should do nothing but ensure, to the best of our ability, that as few people as possible get the disease, and that anything falling short of this goal is unacceptable. The election shows us that message is not well received, and we have failed to articulate a message, through the political fog, that is well received and is responsive to what a large swath of the population wish for their health.
Second, I think this moment also teaches us about the deep divisions that characterize the country. I realize much has been written, and much more will be written, about how these divisions influence the electorate, and the implications of this for the election, in general, and for public health, in particular. I would argue that centrally, in the COVID-19 context, these divisions have widened the gap between those who are socioeconomically advantaged and those who are socioeconomically disadvantaged, with the former group largely advancing approaches to contain the pandemic that have disproportionately affected, and indeed harmed, the latter group. The economic challenge of COVID-19 has been deeply unequal, with job losses suffered by higher earning populations early in the pandemic largely returning, and lower earning workers remaining out of work. Simply put, those of us who are in a position of privilege have been perceived as proposing efforts to contain the virus that fundamentally affect and hurt those who are not in a position to make these recommendations or to implement these policies. This is, of course, a reflection of the undercurrents of socioeconomic division—which often overlap with racial/ethnic divides—that characterize the country. It is a stark reminder that there are socioeconomic divides in the country that are inextricable from the public perception of any public health decision or recommendation, even those that address the most consequential pandemic of this century.
In articulating these observations, I am simply trying to extract insight from this moment that is relevant to how we think about health. It seems that, at core, health is understood among the public to be a means to an end, not an end in itself. That end is being able to live a life as full and unencumbered as possible. Despite the public’s concern about sustaining the means to this end, the population is not overwhelmingly willing to sacrifice all aspects of their life at the behest of health. This seems particularly to be the case when the burden of sustaining these means falls disproportionately on a group that is not dictating the terms of what these measures must be.
I realize that there are many other complexities at work in this election, but I suggest that these points, in the light of this historic and perplexing day, are the most urgent takeaways of the moment. It seems fair to attribute agency to the voters who have, at this moment, spoken in a way that is different from how we in public health might have expected. It seems to me that it falls to us in public health to learn from what has happened, to think carefully about what the meaning of health is to a population, and to consider the role that socioeconomic and other divides play in shaping public attitudes. The issues raised by this election outcome suggest the need to redouble our effort to bridge the gaps between socioeconomic haves and have nots, and health haves and have nots, and to see health as a path toward doing so.
Sandro Galea, a physician, epidemiologist, and author, is dean and Robert A. Knox Professor at Boston University School of Public Health.
Comment:
By Don McCanne, M.D.
Sandro Galea is one of the great intellectuals in public health in the world today. With our worsening health care crisis due to the COVID-19 pandemic, and with the failure of the most important players in the pandemic – the people – to join together to ameliorate and eventually end this crisis, there is a compelling need to listen to the words of Professor Galea.
We are in the third and worst wave of this crisis. People are understandably very unhappy in being exposed to the potentially disastrous impacts on their health, not to mention the profoundly negative social and economic impact of the pandemic. Yet far too many have decided to abandon the best recommendations of our public health experts, and, instead, politicize it by following the bizarre lead of our president who has rejected health policy science in favor of… well, whatever it is that he is trying to do. It is no coincidence that the divide in our responses to the pandemic seems to match the political divide demonstrated by the election results this week.
But the concerns about the health of the nation are not evenly divided. When you find that you are in places where pandemic precautions are an imperative, the mask count is very high. Yet political functions led by our president have a very low mask count and exhibit entirely inadequate social distancing. Though most of us have at least some concern, it is difficult to know what percentage of our nation is willing to throw caution to the wind and ignore the best advice of our public health experts.
Some of us were actually naive enough to believe that the belligerent rejection of public health science by our president – a position that has contributed to the tragic trends noted in the pandemic curve above – would cause Americans to reject this callous carelessness by replacing our current president with someone who presumably would acknowledge the seriousness of the crisis and attempt to address it with essential government functions that are absolutely required to reduce the terribly tragic impact of the pandemic. Yet the nation remained split on what type of leadership we need in this time of crisis.
There are no simple answers, but everyone should try to understand Galea’s message. That is the first step we must take as we then come together to heal. It takes only a few to propagate the novel coronavirus. How are we going to bring them into our community tent designed for all if half of us support their ways through our political choices?
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Private equity taking over women’s health care
Expansion of Private Equity Involvement in Women’s Health Care
By Joseph D. Bruch, B.A.; Alexander Borsa, B.A.; Zirui Song, M.D., Ph.D.; Sarah S. Richardson, Ph.D.
JAMA Internal Medicine, August 24, 2020
An influx of private equity involvement in women’s health care has garnered attention and scrutiny. Over the past decade, private equity firms have increasingly invested in or acquired hospitals, physician practices, laboratories, and biomedical device companies. Private equity firms use capital from corporations or wealthy individuals to invest in and acquire organizations and generally sell their holdings within 3 to 7 years. Proponents argue that they produce economic value by increasing operational efficiency while maintaining or improving the quality of care. Critics fear that the need to quickly achieve high returns on investments may conflict with the quality and safety of care or exacerbate health inequities.
We document formerly non–private equity women’s health care companies, including physician networks, practices, and fertility clinics, that gained a private equity affiliation between 2010 and 2019.
Private Equity, Women’s Health, and the Corporate Transformation of American Medicine
By Lawrence P. Casalino, M.D., Ph.D.
JAMA Internal Medicine, August 24, 2020
In this issue of JAMA Internal Medicine, Bruch and colleagues inform us that during the past decade, private equity firms have acquired or invested in large numbers of obstetrician-gynecologist medical groups. Most of these acquisitions and investments occurred during the past 3 years.
The article by Bruch and colleagues adds another specialty to the list of physician specialty areas—notably dermatology and ophthalmology—for which recent articles have described private equity activity. We can anticipate that additional reports of growing private equity acquisitions in other specialties (eg, gastroenterology) will soon follow. Articles to date are similar in 3 ways. First, they report rapidly increasing private equity acquisitions in a given specialty. Second, they report a similar private equity modus operandi across specialties: acquire a relatively large platform practice (called target companies by Bruch and colleagues) in a given geographic area, then acquire smaller practices in that area and group them into the same organization as the platform practice; use debt to finance the acquisitions and assign that debt to the acquired practices; find ways to increase net revenue from the agglomerated practices; and sell the agglomerated practices within 3 to 5 years for considerably more than the price paid by the private equity company. Third, the articles, with 1 controversial exception, lack data on the performance—in quality and cost of care, or in physician or patient satisfaction, of private equity-owned practices.
In the absence of data, conceptual arguments can be made for and against private equity acquisition of medical practices. Private equity advocates argue that the firms bring much-needed capital that enables practices to invest in better information technology and to grow by adding physicians and/or acquiring practices. They argue that private equity firms bring management expertise to help with this growth, to make the business side of the practice operate more smoothly and relieve physicians of the burden of running the business, and to deal with regulatory demands and standardize patient safety processes. They also claim that private equity firms give physicians more autonomy than other potential purchasers of practices (notably, hospitals and health insurance companies), that they are better at managing practices than other purchasers, and that they make it possible for physicians to diversify their assets (by investing the money they are paid for their practice instead of having all of it tied up in the practice).
Opponents of private equity argue that the intense pressure on firms to generate returns for their investors (private equity firms generally project a return of 20% annually averaged across the 3 to 5 years before a practice is sold) is not compatible with putting patients’ interests first and not compatible with physician professionalism and its commitment to put patients’ interests first. They also argue that it is an intolerable burden for practices to pay off the loans that private equity firms used to acquire them and that private equity claims for skill in managing practices are exaggerated. Opponents do not necessarily see a benefit to practices merging or being acquired and point out that as a private equity firm acquires market share in a community, it may be able to demand higher payment rates from health insurers, which may be good for the physicians but not for their patients.
Attitudes toward private equity are likely shaped by attitudes toward physician professionalism and toward the corporate transformation of American medicine. This transformation has been occurring for decades and has been accelerating in recent years, as Bruch and colleagues point out. For better or for worse, the United States is moving from a system based on small, independent physician practices to physicians being employed by large corporations (including hospital systems, health insurers, and private equity firms), from small, independent community hospitals to multihospital systems (including hospitals owned by private equity firms), and from small, not-for-profit health insurers to a small number of very large national and regional insurers.
Conceptually, the advantages and disadvantages of corporate medical care parallel those described above for private equity. Corporate medical care lacks the human scale and flexibility of small physician practices and may lack the close, ongoing relationships among physicians, patients, and staff sometimes present in these practices.
Physicians in independent practices in the United States face a medical environment that is complex and rapidly changing with a high level of uncertainty about the future. Competition from hospital, private equity, and insurer-employed physicians is rapidly increasing, as are the pressures on practices from increased use of information technologies and increased rewards and penalties by health insurers and Medicare based on measures of physician performance. It is not surprising that many physicians are seeking shelter from the storm by selling their practices to corporate entities.
Comment:
By Don McCanne, M.D.
All around us we see private equity firms moving into health care. A recent Quote of the Day discussed private equity acquisition of hospitals. Today’s message discusses private equity acquisition of women’s health care practices as an example of the trend to cluster specific specialties into new corporate entities.
These equity firms may profess to infuse quality and efficiency into the systems they create, but their true objective is not altruism. Their interest is found in their label: equity, the more the better.
Their modus operandi: 1) acquire a relatively large platform practice in a given specialty, 2) then acquire smaller practices in the same geographic area and merge them into the platform practice, 3) use debt to finance the acquisitions and assign that debt to the acquired practices, 4) find ways to increase net revenue from the agglomerated practices, and 5) sell the agglomerated practices within 3 to 5 years for considerably more than the price paid by the private equity company. Conveniently, the debt is left with the practices they purchased, and the equity investors walk away with the money.
How does this benefit the patients? How does this benefit the health care professionals? We know how it benefits the equity firm investors, but does anyone seriously contend that this is what health care should be about? But that’s what it has become.
We just had an election that shut down any further discussion of a health care financing system that would provide freedom to patients and their health care professionals to ensure that everyone would have the health care that they need in a system that would be affordable for each of us: single payer, improved Medicare for All. Instead, we are moving forward with a system that puts the squeeze on the people of our nation and the productive segment of society as we move most of the wealth to the top. For those who think that they are going to move to the top, they must realize that the people already there are not going to make room up there for the rest of us.
Maybe Medicare for All really is a better idea after all.
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Rise in uninsured during the current administration
How Much Has The Number of Uninsured Risen Since 2016 — And At What Cost To Health And Life?
By Adam Gaffney, M.D., M.P.H.; David Himmelstein, M.D.; Steffie Woolhandler, M.D., M.P.H.
Health Affairs Blog, October 29, 2020
Findings of increasing uninsurance after 2016 accord with results of other governmental and non-governmental surveys. Most likely more than 2 million individuals lost health coverage during the first three years of the Trump administration. A further, more substantial increase in 2020 seems almost certain to occur. Projections based on unemployment data during the pandemic suggest that 5 to 7 million additional Americans will join the ranks of the uninsured this year.
Based on the ACS coverage data, we estimate that between 3,399 and 10,147 excess deaths among non-elderly US adults may have occurred over the 2017-2019 time period due to coverage losses during these years. Using the NHIS figures for coverage losses yields a higher estimate (between 8,434 and 25,180 non-elderly adult deaths attributable to coverage losses), while the CPS figures yield an estimate of 3,528-10,532 excess deaths among non-elderly adults. These figures do not completely capture the population effects of coverage loss, as they exclude the excess deaths that would likely result from coverage losses among children. In 2020 and beyond, we can project even more loss of life if, as expected, millions more lose health coverage due to the economic downturn associated with the pandemic.
Declining insurance coverage during the Trump administration has hence come at a heavy cost in physical and mental health, financial security, and loss of life. However, larger policy changes may lie ahead that could have even greater health impacts. In November, the Supreme Court will hear arguments in the case California v. Texas. If, as the Trump administration has urged, it entirely overturns the Affordable Care Act, 19.9 million individuals could lose health coverage. Based on the same approach as outlined above, we estimate that this coverage loss would lead to 22,892 – 68,345 excess deaths among nonelderly adults annually. The life and health ramifications of this case — and of November’s election — are enormous.
https://www.healthaffairs.org…
Comment:
By Don McCanne, M.D.
The negative life and health ramifications of the health policies supported by the current administration are enormous. It is hoped that today’s election will result in a shift to adopting policies that will have a positive impact on the life and health of the people of our nation. Regardless, after the election we will have to exercise people power no matter who wins.
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In Trump’s First 3 Years, 2 Million Americans Lost Healthcare, Thousands Died Prematurely
By Brian Mastroianni (fact checking by Dana K. Cassell)
Healthline, November 3, 2020
- A new analysis reveals that the number of Americans without health insurance increased by about 2.3 million between the years 2016 and 2019, the majority of President Donald Trump’s current term in office.
- This drop in health coverage led to at least 3,399 and possibly as high as 25,180 premature deaths in the United States.
- These numbers show that health in the United States was on the decline even before the arrival of the COVID-19 pandemic.
- The decline is a direct result of efforts by the Republican Party to repeal and limit aspects of the Affordable Care Act.
Over the course of the past 4 years of tumult in American life, one area has been particularly charged: healthcare.
Debates over the Affordable Care Act (ACA), or “Obamacare,” and whether it should be limited, repealed, replaced, maintained, or expanded have dominated policy discussions from all parts of the political spectrum.
Left, right, or center, it’s been impossible to escape discussions over how the United States should provide healthcare access to its citizens.
Essentially, the health and well-being of millions of Americans have been on the line while these debates rage on. Central to all of this has been the Trump administration’s efforts to limit and ultimately repeal the ACA.
It’s taken a devastating toll.
A new analysis published on the blog for Health Affairs reveals that the number of Americans without insurance increased by about 2.3 million between the years 2016 and 2019, the majority of President Donald Trump’s current term in office.
This winnowing away at health coverage led to at least 3,399 and possibly as high as 25,180 deaths.
This is before the start of this year’s COVID-19 pandemic, which has been particularly deadly for vulnerable groups, especially Black and Latino communities, who historically face road blocks when it comes to healthcare and insurance access.
Were there any surprises from these findings?
“Until the pandemic hit, the economy was doing well and unemployment was falling — which should make the uninsurance rate fall too,” lead author Dr. Adam Gaffney, a pulmonary and critical care physician at Harvard Medical School and the Cambridge Health Alliance, told Healthline.
Gaffney and his co-authors, Dr. David Himmelstein and Dr. Steffie Woolhandler, both of CUNY School of Public Health at Hunter College, looked at results from the American Community Survey (ACS), the Current Population Survey, and the National Health Interview Survey, three federal surveys that look at health insurance coverage data.
“The fact that all three federal surveys showed that the uninsurance rate rose over the first 3 years of the Trump administration is surprising. Things were getting worse — even before COVID-19,” Gaffney said.
What the data reveals
Dr. Andrew Bindman, a professor of medicine, epidemiology, and biostatistics and a core faculty member at the Philip R. Lee Institute for Health Policy Studies at the University of California, San Francisco, told Healthline that the Trump administration has “made it an explicit goal from day one to undermine” the ACA.
“While President Trump failed to deliver on his promise to overturn the ACA, he has done all he could without the approval of Congress to sabotage the law,” Bindman said.
“Unlike President Obama, who focused on expanded coverage, President Trump’s legacy is a decline in healthcare coverage, leaving Americans less protected during a pandemic when the security of healthcare coverage is more important than ever,” he said.
Bindman knows a lot about the ACA since he was one of the people who helped draft it. He made his contributions to the legislation when he served as a health policy fellow on the staff of the House Energy and Commerce Committee.
Like Bindman, John McDonough, DrPH, MPA, a professor of public health practice in the department of health policy and management at the Harvard T.H. Chan School of Public Health and director of executive and continuing professional education, is another person intimately familiar with the healthcare plan.
He worked on the development and passage of the ACA while a senior adviser on national health reform to the Senate Committee on Health, Education, Labor, and Pensions.
McDonough echoed Bindman in saying this analysis accurately pinpoints how healthcare has suffered under this current administration.
While the number of uninsured people declined for 6 years during the Obama administration — including the rate of uninsured children — they have only gone up during Trump’s time in office, he said.
“We can connect this rise in uninsurance to policy decisions by the Trump administration, including the cessation of nearly all federal support for enrollment navigators and assisters, the reduction in the individual mandate penalty to zero, and the expansion of junk, short-term health insurance plans, among other interventions,” McDonough added.
Leighton Ku, PhD, MPH, professor and director of the Center for Health Policy Research at the Milken Institute School of Public Health at George Washington University, said that “the reasons for the reduction in insurance coverage during the Trump years are not completely clear, but certainly, this represents a reversal from the Obama years.”
He added that the current administration has been “clear in its intent to weaken the ACA in various ways,” and that this current data “suggests that they succeeded in erasing coverage gains made during the earlier period.”
The results are stark. Ku told Healthline that this has “caused more people to go without healthcare and to die earlier.”
Gaffney echoed all the other experts in saying that while the Trump administration tried to repeal and replace the ACA — in fact, no clear replacement plan has ever been put on the table — the damage has been done.
“It has managed to undercut the healthcare coverage of millions through smaller actions, leading to thousands of deaths,” he said.
What happens if it’s overturned by the Supreme Court?
An undercurrent running through this whole period of time is the looming Supreme Court case on Nov. 10, just days after this year’s general election.
The court — which just confirmed its newest justice, Amy Coney Barrett, to replace the late Ruth Bader Ginsburg — will hear oral arguments from 20 Republican state attorneys general.
What would happen if the Supreme Court overturns the ACA?
According to Gaffney, especially in light of the poor state of American healthcare as seen by these surveys, the stakes are incredibly high.
“Full overturning of the ACA by the Supreme Court could lead to 20 million people losing coverage, including many children. This would come at the cost of tens of thousands of lives lost annually, needlessly,” Gaffney said.
Bindman agrees, adding that weakening or overturning the ACA without any kind of replacement plan at the ready will “result in significant declines in the number of Americans who are able to obtain healthcare coverage.”
“This will be particularly hard on the tens of millions of Americans with preexisting conditions who would lose the guarantees of the ACA and would likely either be turned down when seeking coverage or face costs for coverage that will make it impractical for them to obtain it,” Bindman added. “This will leave them financially vulnerable and susceptible to poor health outcomes, including premature death.”
While all four experts agree an elimination of the ACA would cause huge declines in overall health in the United States, particularly among the most vulnerable members of our society, it’s hard to know exactly what will happen at the Supreme Court this month.
“We do not know what the Supreme Court will hold. They will hold the hearing next month and probably won’t issue a decision for several months,” Ku said.
For Ku, even if portions of the law are found to be unconstitutional by the court, it isn’t clear whether that means the entire law will be canceled, “nor what the next president and Congress will do.”
“So, while that dark prediction is conceivable, it is far from certain,” he stressed.
There have already been efforts to chip away at the legislation. For instance, a 2017 congressional tax bill was passed that cut out the ACA penalty for people who didn’t already have health insurance.
McDonough said that even if the court repeals the individual mandate in and of itself, the “damage has already been done” due to the repeal of this penalty.
“If the court were to decide to go further, the damage could be considerable, including repeal of coverage for 20 million Americans who get it via ACA provisions, and the roughly 100 million with preexisting conditions who might lose those protections going forward,” he added.
“If the court were to repeal the tax increases and the Medicare payment reductions, that would trigger an immediate financial emergency for the Medicare Part A Hospital Insurance Trust Fund. And lots more,” McDonough said
What if Joe Biden wins?
Of course, tensions are running especially high because all of this is happening in the middle of a contentious presidential election that is itself taking place while the COVID-19 pandemic rages on.
Trump and Vice President Mike Pence’s opponents, former Vice President Joe Biden and Sen. Kamala Harris, have made healthcare a focal point of their campaign.
Whether a plan to address COVID-19 or expanding the ACA with a public option, which would create a government-sponsored plan that would compete with private insurance offerings, public health and politics seem like they’re unable to be separated from one another at this point.
What if Biden wins? What if the Supreme Court overturns the ACA as a Biden-Harris administration readies to head to the White House in January?
Gaffney said a new government could “tweak the ACA” so that a negative Supreme Court decision could become “basically irrelevant.”
McDonough said that while the court is going to hear the case this month, no decision will likely come until about next June. He said a decision made by the Supreme Court would give Congress time to take some kind of alternative action.
“If Democrats win control of the White House, Senate, and House in the Nov. 3 elections, it is likely that they would pass a law quickly in late January or February to nullify the current court case, for example, by reinstating a $5 or so penalty for not having health insurance,” he explained. “Then there would be no grounds for the suit to continue.”
That being said, if Republican leaders hold on to the Senate, McDonough foresees that a new agreement would be harder to achieve.
“Federal efforts to expand insurance coverage requires a president who is committed to that goal working to gain the cooperation of Congress to pass legislation that addresses failures in the marketplace to produce that goal,” Bindman said.
He cited Biden’s pledge to make purchasing coverage through the health insurance marketplace more affordable and to “ensure those who meet poverty standards for Medicaid obtain coverage through a federal public option if the state where they live has not expanded Medicaid as a part of the ACA.”
Bindman added that the ACA has withstood challenges at the Supreme Court in the past.
“But if in this instance the Supreme Court overturns the ACA, President Biden would have a bigger challenge to achieve his goal of expanding coverage,” he said.
“The outcome of House and Senate races will determine whether he will have a Congress that is prepared to help him pass legislation that negates the Supreme Court’s actions,” Bindman explained.
For his part, Ku agreed that if Biden and Harris win and the Democrats have a Senate majority, we will see a legislative parry to the Supreme Court’s decision, which would “strengthen insurance coverage and avoid excess mortality.”
“On the other hand, if Republicans hold the majority or Trump wins, the legislative response to the Supreme Court decision becomes much less clear since Republicans don’t really have a health plan that would increase insurance coverage,” he said.
Ku stressed that the “real elephant in the room” is, of course, the pandemic and the administration’s failed efforts to contain those ever-escalating COVID-19 numbers.
“As bad as the insurance failures of the Trump administration have been, the poor handling of the pandemic have probably been more harmful,” Ku said.
Gaffney imagines that, even if Biden and the Democrats prevail in this general election, debates over how best to reform and improve healthcare in the United States will continue.
“If there is an electoral shift on Tuesday and a Democratic government comes into power, it will likely lead to a new debate over comprehensive healthcare reform, and I predict over Medicare for All as well,” Gaffney said.
“It’s not enough to reverse the harms caused by the Trump administration — 30 million were uninsured even before the COVID-19 pandemic, and the number is likely higher now. We have to ensure health protection for every American,” he said.
Phil Lee & Don Bechler: A tribute
By James G. Kahn, M.D., M.P.H.
Emeritus Professor of Health Policy, University of California, San Francisco
Last week saw the passing of two amazing leaders in the pursuit of health care justice in the United States – one who operated at the highest political, policy, and academic levels, and one who worked tirelessly at the grassroots with the most vulnerable. Phil Lee and Don Bechler led and inspired us for decades in the ongoing struggle for a health system that benefits everyone. I had the distinct honor of knowing and working with both of them.
Philip R. Lee was 96, with a storied career spanning more than 50 years in government and academia. I met Phil in 1987 when he invited me to do an AIDS cost research project at the Institute for Health Policy Studies (now named for him) at UCSF. I extended my association with him in 1989 as a health policy fellow at IHPS. He was the ultimate networker, with a massive double Rolodex, when those were physical items. He knew everyone in health policy and often had hired and/or mentored them. He was the person in DC who, as Assistant Secretary for Health under LBJ, told U.S. hospitals: if you want Medicare money, no more racially segregated wards. After serving as UCSF Chancellor, he started IHPS as the first ever academic health policy unit in the U.S. He served another stint as Assistant Secretary for Health under Bill Clinton. He was and is a guiding light for many of us: with Phil, it was always about public service and improving health. He consistently projected his vision, his determination to achieve that vision, and his encyclopedic knowledge of people and ideas. He guided me in my fellowship days. One small memory comes to mind. I jotted on a piece of paper something like “Health services research is the study of how outcomes (mortality, cost, etc) in operating health systems vary according to location, type of provider, patient characteristics, etc.” Phil saw it, and said, that’s a great definition, where did you get it? “I made it up.” To this day, this approval from Phil is one of my proudest moments. I’m sure thousands will mourn his loss and recall his greatness. Millions benefited – and continue to benefit – from his leadership.
Don Bechler (73) followed a different and also awe-inspiring path. Don trained and worked as an airplane mechanic. He worked intensively in 1994 on the California Prop 186 single payer ballot initiative. In the late 1990s he was laid off from his airline job, and started full-time organizing around single payer, supported for living expenses by single payer colleagues. He had an unswerving devotion to work at the grassroots level with community members and groups, in mirror image to Phil’s hobnobbing with presidents and prominent academics. I wonder if they knew each other; I hope so. Don was a wonderful colleague in the single payer movement, appreciating the role of research like mine. I was always honored when Don called to request a talk about one economic issue or another. But for Don the core focus was people, the vulnerable and downtrodden, those who would be helped by truly universal health insurance. I remember when I saw him at a Bernie speech at Zellerbach Hall at UC Berkeley in 2016. We were chatting in line and I asked him, “So, realistically, is single payer happening?” – this question to a guy who lived each day as if it must. He became thoughtful, “There’s too much money vested in what we currently have.” Oddly, I wasn’t put off or disconcerted by that. I redoubled my efforts. Don was an inspiration: every day he worked for what was right and just, despite the odds. Don signed off of every email with “You are great! Don.” I try to pass that sentiment forward with my colleagues in the fight for health justice.
A Biden win in the election tomorrow saves democracy. It doesn’t solve health systems problems, but offers a platform for moving forward. Phil and Don will inspire us as we fight for that crucial next step.
More about them:
https://en.wikipedia.org…
https://healthpolicy.ucsf.edu…
https://www.legacy.com…
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Medicare for All Explained Podcast: Episode 45
Interview with Dr. Anna Stratis
November 1, 2020
As a Canadian-trained physician who practiced in the United States before returning to clinical practice in Toronto, Dr. Anna Stratis expresses relief at no longer having to deal with commercial health insurers, and cautions her Canadian colleagues against allowing corporate entities to gain traction there. “The private sector will always consider their shareholders first and the patients second,” she says.
Additional episodes will be uploaded twice monthly. Subscribe in iTunes, or access a complete archive of the podcast, below.
The Rural Health Care Crisis
Half of Americans are worried about medical debt
Survey: Majority of U.S. Adults Concerned About Medical Bankruptcy, Debt
By Dan Grunebaum
HealthCareInsider, October 29, 2020
Concerns About Healthcare and Debt
- 56% of U.S. adults said they were either somewhat or very concerned that a health situation in their household could lead to bankruptcy or debt.
Medical Debt
- Nearly three in ten (28%) respondents to the poll said they carry medical debt.
- Of those who reported having medical debt, 65% had debts exceeding $1,000.
- Surprise medical bills can be a source of medical debt.
- Three in ten respondents (28%) reported having received a surprise medical bill in the past year (since October 2019).
Lack of Savings
- Only just over half (57%) of U.S. adults contacted for the survey said they have savings to pay medical bills.
- 21% said they have no savings. 29% had $3,000 or less (excluding none), and 28% more than $3,000.
- Among all respondents, 32% had $500 or less in savings; 21% had no savings at all, while 11% had $1 to $500 on hand.
Cost Top Reason to Skip Healthcare
- Just under half of U.S. adults (46%) postponed healthcare services in the past year.
- Of those who did, over three in ten (32%) respondents said they didn’t seek healthcare services because they couldn’t afford it.
- Of respondents who reported no health insurance (13% overall), more than half (53%) said they could not afford it.
Low Comprehension of ACA Subsidies
- Despite some U.S. adults saying they lack health insurance due to cost, many are unaware they could qualify for financial help.
- Over half (52%) of respondents didn’t know whether you can receive an Affordable Care Act subsidy (a tax credit) to help pay for health insurance if you aren’t eligible for Medicare.
Politics and Healthcare
- Over four in ten (44%) pollees said they trust the Democratic Party most to ensure they and their family can obtain affordable healthcare.
- 28% trusted the Republican Party most. 12% said they trusted independents most to ensure they and their family can obtain affordable healthcare, and 13% were undecided.
HealthCareInsider.com commissioned YouGov PLC to conduct the survey. YouGov PLC is a research company using online panels to provide research for public policy, market research, and stakeholder consultation.
https://healthcareinsider.com…
Comment:
By Don McCanne, M.D.
Of all wealthy nations, the United States is in first place in exposing patients to financial hardship. How long are we going to continue to look at numbers like these?
What are we doing about it? We have an election next week in which one candidate has promised us undefined “beautiful” health care while wreaking havoc on the system we do have, including asking the Supreme Court to invalidate the Affordable Care Act, and the other candidate promises to patch the Affordable Care Act with measures that will leave our highly dysfunctional financing infrastructure in place, perpetuating most of the financial hardships that patients are exposed to today (the majority of people with medical debt are insured through our flawed system).
We know what the solution is. If we enacted and implemented a well designed, single payer improved Medicare for All, we would redirect the profound waste in our system to fill the voids in health care while establishing an equitable, progressively-funded risk pool that would make health care affordable for each of us, finally ending our unique scourge of financial hardship due to medical bills. If we did this, we would not be spending any more than we already are, but we would no longer have to pretend that we have the finest health care system in the world because it would finally become a reality. What’s wrong with the best, if you can actually have it?
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